Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181044 reviews)

View other PayPal products

4.73

Based on 181,042 reviews, last reviewed 25th Jul 2026

168% increase in 5 star reviews

in the past 90 days

221% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I've always enjoyed using Paypal credit as it's so e... I've always enjoyed using Paypal credit as it's so easy to use and to pay. Reviewed on: 25th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181044)

Its a Brilliant experience pay for high value items

Its a Brilliant experience pay for high value items Reviewed on: 17th June 2026

GREAT VALUE FOR YOR MONEY.

Ther are so many way you can pay back the money you have borrowed, providing it's as little as the minimum amount you can afford . To paying off over 3 to 4 months. Reviewed on: 17th June 2026

I love using this as gives me peace of mind when pur...

I love using this as gives me peace of mind when purchasing items as I am covered if any issue arise Reviewed on: 17th June 2026

Always clear terms.

Always clear terms. Financially friendly lending. Good customer service. Multiple options to choose from. Reviewed on: 17th June 2026

PayPal offer outstanding payment services and I ofte...

PayPal offer outstanding payment services and I often use PayPal. Reviewed on: 17th June 2026

Super Convenient for Travel Bookings!

Needed to buy plane tickets last minute and got approved for PayPal Credit instantly. The Pay in 4 option was a lifesaver — split the payments easily with no hassle (and no interest!). Really smooth experience! Reviewed on: 17th June 2026

Paypal credit is the best!

Paypal credit has helped me pay for items that i needed in tough times when i didnt have a job or money to pay for them straight away. The interest isnt bad either, Paypal credit is quite fair on the intestest rate and they even offered me 4 months interest free! Reviewed on: 17th June 2026

Well done Paypal

Very easy to use the PayPal app, quick payments Reviewed on: 17th June 2026

Outstanding Customer Service Every Single Time!

Outstanding Customer Service – Every Single Time! I have had an amazing experience with PayPal over the years. Whenever I need to reach out, their team picks up incredibly fast. Any issues I’ve ever run into have been resolved quickly and efficiently. They are consistently helpful, professional, and genuinely care about solving your problem. I absolutely love using PayPal—their customer service is top-tier! Reviewed on: 17th June 2026

Very good thank you good and safe way to pay...

Very good thank you good and safe way to pay for items Reviewed on: 17th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Zebra Finance 4.08 from 6 reviews
Payments
from PayPal 4.70 from 3855 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101213 reviews
Payments
from PayPal 4.70 from 3855 reviews
Credit card
from PayPal 4.67 from 124 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub