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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 84,001 reviews, last reviewed 24th Apr 2026
3062700% increase in 5 star reviews
in the past 90 days
4400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

I use it quite often for new websites that I’m not f... I use it quite often for new websites that I’m not familiar with. I feel there is more protection this way. Reviewed on: 24th April 2026
J Logan 's avatar
J Logan

Latest lowest rating:

1

PayPal are very trust worthy and reliable service. PayPal are very trust worthy and reliable service. You can always depend on them. Reviewed on: 24th April 2026
Robert Reilly 's avatar
Robert Reilly
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (84001)

Couldn’t recommend PayPal enough, trusted app each t...

5
Couldn’t recommend PayPal enough, trusted app each time Reviewed on: 27th May 2025
harriet l's avatar
harriet l

Long time PayPal user

5
I have been using PayPal for many years and find it so easy and convenient. It's also very good when it comes to protection in purchases when there is a problem. Reviewed on: 27th May 2025
Anthony Taylor's avatar
Anthony Taylor

PayPal is easy to use if I’ve ever had an issue the...

5
PayPal is easy to use if I’ve ever had an issue the customer service is always quick to respond and help resolve any matters. Reviewed on: 27th May 2025
Yasmin H's avatar
Yasmin H

Easy to apply and 4 months interest free.

5
After your apply for first PayPal credit and all credit checks are completed, everything is so easily done. You will get the credit in seconds every single time and you have 4 months interest free. Basically no-brainer. Reviewed on: 27th May 2025
Marius's avatar
Marius

PayPal is excellent to use either 0% options or spr...

5
PayPal is excellent to use either 0% options or spread it longer Reviewed on: 27th May 2025
Paul B's avatar
Paul B

Easy to use Paypal

5
Always easy to use Paypal for most of my payments. Variety of options available and wonderful service always. Reviewed on: 27th May 2025
CJ's avatar
CJ

excellent service.

5
excellent service. Use paypal quite often and easy to use Reviewed on: 27th May 2025
michael c's avatar
michael c

Easy to use, fast and efficient, app good for monito...

5
Easy to use, fast and efficient, app good for monitoring your credit Reviewed on: 27th May 2025
David Cheung's avatar
David Cheung

Ease of use

5
Money at the click of a button really easy to use Reviewed on: 27th May 2025
Marcos Bermudez's avatar
Marcos Bermudez

Easy transaction everytime!

5
Easy transaction everytime! One issue which wasn't their fault and was dealt with quickly. Pay in 3 has been a lifesaver for me! Reviewed on: 27th May 2025
Lynette Whiteford's avatar
Lynette Whiteford

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