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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181044 reviews)

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4.73

Based on 181,042 reviews, last reviewed 25th Jul 2026

168% increase in 5 star reviews

in the past 90 days

221% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I've always enjoyed using Paypal credit as it's so e... I've always enjoyed using Paypal credit as it's so easy to use and to pay. Reviewed on: 25th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181044)

Easy to get credit, no problems so far at all.

Easy to get credit, no problems so far at all. Reviewed on: 17th June 2026

Great to spread costs so it doesn’t come out in all...

Great to spread costs so it doesn’t come out in all one go Reviewed on: 17th June 2026

PayPal - reliable, reputable and established

I’ve been with PayPal a long time. I totally trust it and find it very easy to use. I can request or send money simply. I use it for business and personal transactions. The PayPal credit is yet another example of them moving with the times providing customers with what they need. Reviewed on: 17th June 2026

PAYPAL - 0%, Interest for 4 months

I’ve been using PayPal for many years and have always found it to be a reliable, secure, and convenient way to make payments online. The platform is easy to use, transactions are processed quickly, and I appreciate the added buyer protection when shopping online. PayPal continues to provide an excellent service and gives me confidence when making purchases online. Reviewed on: 17th June 2026

Long time PayPal user. Cant fault it.

I have been using PayPal for easily 15+ years. As someone who doesn’t have a credit card, it provides some safety when doing big online purchases & I feel like it is a secure way to pay. Never had any issues & the option of PayPal credit with 4 months interest free payments is a an added bonus. It’s so easy to use to transfere money to others. Reviewed on: 17th June 2026

Always easy to use and reliable.

Always easy to use and reliable. Great deals on zero percent for months Reviewed on: 17th June 2026

Very fast and good services.

Very fast and good services. Good customer service and the ability to sort out failed transactions. Easy and cool app to use. Am always glad to transact using PayPal knowing no seller will stress you with unconcluded transactions Reviewed on: 17th June 2026

Problems solved .

Any problems I’ve had they have been sorted effectively Reviewed on: 17th June 2026

PayPal credit

As a Muslim we are not allowed to take loans that make you repay interest but PayPal gives you 4 months for free to avoid this and has helped me many many times. Reviewed on: 17th June 2026

PayPal is Safe & Trusted.

I have had a great experience with PayPal, the flexibility of monthly payments and the dedicated help team really do make PaPal a safe and trusted experience. Reviewed on: 17th June 2026

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