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PayPal: PayPal Credit reviews

4.73
Based on 181,042 reviews, last reviewed 25th Jul 2026
168% increase in 5 star reviews
in the past 90 days
221% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I've always enjoyed using Paypal credit as it's so e... I've always enjoyed using Paypal credit as it's so easy to use and to pay. Reviewed on: 25th July 2026
Kelly's avatar
Kelly

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181044)

Always use PayPal fast and safe and like the uncompl...

5
Always use PayPal fast and safe and like the uncomplicated no fuss transactions Reviewed on: 17th June 2026

A very happy customer:

5
As a customer, choices of paying in instalments and interest free payments for 4 month is great help when planning for big things with a tight budget. Reviewed on: 17th June 2026

Extra funds.

5
Always there when I'm in need of extra funds. Reviewed on: 17th June 2026

Outstanding and awarding with excellent service and...

5
Outstanding and awarding with excellent service and forward clear understanding Reviewed on: 17th June 2026

Seamless transactions with no hassle.

5
Seamless transactions with no hassle. Reviewed on: 17th June 2026

Good costumer service and reliable

5
Good costumer service and reliable Reviewed on: 17th June 2026

Great, easy to use, works well with a lot of retail...

5
Great, easy to use, works well with a lot of retail chains Reviewed on: 17th June 2026

Friendly staff.

5
Friendly staff. Very satisfied. Would recommend to anyone Reviewed on: 17th June 2026

Reliable and will always recommend

5
When I was scammed, they gave me my money back withiut any hassle. I used PayPal credit to pay for our honeymoon confidently that if it gets cancelled I wont be thousands out kf pocket. Their pay in 3 is great for spreading out large purchases in case we need it. Reviewed on: 17th June 2026

Paypal is so easy to use and convenient.

5
Paypal is so easy to use and convenient. It feels very safe. Any problem i have had with traders is quickly resolved Reviewed on: 17th June 2026

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