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PayPal: PayPal Credit reviews

4.73
Based on 181,042 reviews, last reviewed 25th Jul 2026
168% increase in 5 star reviews
in the past 90 days
221% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I've always enjoyed using Paypal credit as it's so e... I've always enjoyed using Paypal credit as it's so easy to use and to pay. Reviewed on: 25th July 2026
Kelly's avatar
Kelly

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181043)

Great product

5
Easy to use and they have different terms if you need it, always feel secure when ordering and paying for items through PayPal. Any problems they are easy to deal with. Reviewed on: 17th June 2026

Perfect service and easy service

5
Perfect service and easy service Reviewed on: 17th June 2026

Use of PayPal

4
Good feedback and easy to use website, enjoy the security and ease of purchasing through PayPal. Reviewed on: 17th June 2026

website not very clear to read.

4
website not very clear to read... but is getting better Reviewed on: 17th June 2026

I love PayPal and being able to use it to pay online...

5
I love PayPal and being able to use it to pay online and PayPal credit and PayPal pay in 3 and PayPal pay later Reviewed on: 17th June 2026

Great service and great experience

5
Great service and great experience Reviewed on: 17th June 2026

All round online wallet

5
I use PayPal to send and receive funds locally and globally. Conversion rates is easy to understand and competitive. I Equally use its flexibility as a payment wallet for online shopping needs Reviewed on: 17th June 2026

It works for the most part.

4
It works for the most part. Just don't contact customer service as they are very difficult to work with and will often side with the seller rather than the buyer Reviewed on: 17th June 2026

Good experience and very reliable service

5
Good experience and very reliable service Reviewed on: 17th June 2026

Most Trusted Paying System

5
Never have a problem with Payal. Any queries are dealt with instantly. I have every confidence in this way of paying and actively look for it when I'm purchasing online.Refunds arrive back in my account promptly and Pay al keep me udated Reviewed on: 17th June 2026

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