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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 83,558 reviews, last reviewed 24th Apr 2026
3021400% increase in 5 star reviews
in the past 90 days
4400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal credit is a life saver I have been using PayPal credit for years and it's been nothing but amazing Reviewed on: 24th April 2026
Ola Badmus 's avatar
Ola Badmus

Latest lowest rating:

1

PayPal are very trust worthy and reliable service. PayPal are very trust worthy and reliable service. You can always depend on them. Reviewed on: 24th April 2026
Robert Reilly 's avatar
Robert Reilly
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (83558)

Smart purchase

5
Purchasing an expensive item on PayPal credit means no loosing out with interest rates, simple and easy to manage. I was able to buy a new phone without signing up to a tariff deal with mobile phone provider keeping a great low tariff Reviewed on: 27th May 2025
Etakdea's avatar
Etakdea

Easy to use, easy to understand, good value

5
Easy to use, easy to understand, good value Reviewed on: 27th May 2025
David y's avatar
David y

Good service provider

5
Good service provider helping customers Reviewed on: 27th May 2025
Navdeep S's avatar
Navdeep S

I had no issues using PayPal, app works perfectly, e...

5
I had no issues using PayPal, app works perfectly, easy to pay or to get paid. Reviewed on: 27th May 2025
Claudiu C's avatar
Claudiu C

Easy to use and the lowest fees.

5
Easy to use and the lowest fees. Reviewed on: 27th May 2025
Nelson DF's avatar
Nelson DF

Excellent

5
Great app user interface, easy and simple to use. Paypal credit really useful tool Reviewed on: 27th May 2025
Matthew S's avatar
Matthew S

I always feel safe using PayPal.

5
I always feel safe using PayPal. I’ve never had any issues. I’m able to spread the cost over 3 months. This is amazing Reviewed on: 27th May 2025
Jackie Cooper's avatar
Jackie Cooper

I love the 3 months pay.

5
I love the 3 months pay. When you use PayPal it cuts out all the long payments. It’s quick & easy. I use it weekly. Reviewed on: 27th May 2025
Katie s's avatar
Katie s

Convenient, Flexible, and Reliable

5
I’ve been using PayPal Credit for over a year now and I’m genuinely impressed by how convenient and flexible it is. The 0% interest for 4 months on purchases over £99 is a brilliant feature – it’s helped me spread the cost of larger items without paying extra. The application process was quick and straightforward, and everything is seamlessly integrated with my PayPal account. I also appreciate how easy it is to manage repayments online or via the app. Notifications and reminders are clear and timely, and I’ve never had any issues with missed payments. It’s a great option if you want to make larger purchases and pay them off gradually without high interest, provided you stay on top of the terms. Overall, PayPal Credit is a reliable and helpful tool for responsible buyers – I’d definitely recommend it if you’re looking for flexible finance with trusted backing. Reviewed on: 27th May 2025
William B's avatar
William B

Great and easy to use!

5
Everything has been straight forward, easy and just what you want from a credit provider. Reviewed on: 27th May 2025
Abigail M's avatar
Abigail M

Review PayPal: PayPal Credit now

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