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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181043 reviews)

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4.73

Based on 181,042 reviews, last reviewed 25th Jul 2026

168% increase in 5 star reviews

in the past 90 days

221% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I've always enjoyed using Paypal credit as it's so e... I've always enjoyed using Paypal credit as it's so easy to use and to pay. Reviewed on: 25th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181043)

Great pay pal as easy to work .

Great pay pal as easy to work . Excellent service Reviewed on: 17th June 2026

Paypal credit has been a huge help to me.

Paypal credit has been a huge help to me. Its allowed me to live my life to the fullest. I can plan 2 to 3 trips ahead, budget and pay things in a manner more suited to me. Reviewed on: 17th June 2026

Flexible payment options that make a difference

I've had a positive experience with PayPal. It has been especially helpful during difficult times by offering flexible payment plan options that are easy to understand and manage. I also appreciate the special offers and promotions available from time to time. Overall, it's a convenient and reliable service that makes payments straightforward and accessible. Reviewed on: 17th June 2026

Excellent service and easy to deal with

Excellent service and easy to deal with Reviewed on: 17th June 2026

Very good overall experience.

Very good overall experience. Since I start using it I am happy so far with the experience. Recommend Reviewed on: 17th June 2026

A Practical Payment Option for purchases and holidays.

PayPal Credit has enabled me to organise and pay for both my flights and accommodation for my holiday. The key benefit has been its interest-free repayment option, allowing me to spread the cost over four months, which has made budgeting much more manageable. Reviewed on: 17th June 2026

Good experience with PayPal

I have found the PayPal app easy to use and convenient, meaning I can make purchases quickly, when needed. Reviewed on: 17th June 2026

Ease transfer of funds

PayPal gives me opportunity to make payment and receive with ease Reviewed on: 17th June 2026

Recommend - Great way to purchase items

Recommend - Great way to purchase items Reviewed on: 17th June 2026

Very easy to use and helpful

Very easy to use and helpful never a problem when using PayPal credit Reviewed on: 17th June 2026

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