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PayPal: PayPal Credit reviews

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4.90
Based on 83,495 reviews, last reviewed 24th Apr 2026
3015200% increase in 5 star reviews
in the past 90 days
4400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use :) Easy to use :) definitely recommend Reviewed on: 24th April 2026
Pawel H's avatar
Pawel H

Latest lowest rating:

1

PayPal are very trust worthy and reliable service. PayPal are very trust worthy and reliable service. You can always depend on them. Reviewed on: 24th April 2026
Robert Reilly 's avatar
Robert Reilly
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (83495)

Easy sign up process and clear communication about m...

5
Easy sign up process and clear communication about my finance online and in the app. PayPal provided the finance quickly and without hassle, even when I was going through the process of changing my name (by deed poll) which was very helpful as other lenders would not at the time. Reviewed on: 27th May 2025
Alex K's avatar
Alex K

Best way to make a purchase never let me down

5
Best way to make a purchase never let me down Reviewed on: 27th May 2025
Piotr Sobczak's avatar
Piotr Sobczak

I always used PayPal for everything .

5
I always used PayPal for everything . And good thing I did , few years back my fb account was hacked and they tried to take money through my business page . They managed to do it first time but other two PayPal customer service stopped. Later also return my missing money . So I am very great full till today . Reviewed on: 27th May 2025
Zane K's avatar
Zane K

It's there for when you need it

4
It's there for when you need it .....and it works! It helped me to bag a bargain which I am enjoying every day. Reviewed on: 27th May 2025
Adam Norton's avatar
Adam Norton

I have used PayPal for years, an easy solution when...

5
I have used PayPal for years, an easy solution when you don't want to provide your bank details or to spread a cost Reviewed on: 27th May 2025
Georgiamh's avatar
Georgiamh

I have had a good experienced with PayPal I found th...

5
I have had a good experienced with PayPal I found the service to be professional and speedy I would recommend PayPal Reviewed on: 27th May 2025
Demme Newman's avatar
Demme Newman

I appreciate that PayPal is widely accepted and easy...

4
I appreciate that PayPal is widely accepted and easy to use and helps me with not having to enter card details repeatedly, with all the potential for error or fraud that reentering could bring . The credit facility has helped me when I've had cashflow issues. The only thing I don't find straightforward is changing my default delivery address, which I seem to have to do manually every time Reviewed on: 27th May 2025
Elizabeth G's avatar
Elizabeth G

Quick and simple

5
Easy to use and set up, good 0% period and clear simple app Reviewed on: 27th May 2025
Andy M's avatar
Andy M

very convenient

5
Easy and fast payments, good t&c, very convenient Reviewed on: 27th May 2025
Gatis S's avatar
Gatis S

Helps to spread costs for larger spends

5
Helps to spread costs for larger spends Reviewed on: 27th May 2025
Simon B's avatar
Simon B

Review PayPal: PayPal Credit now

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