Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181043 reviews)

View other PayPal products

4.73

Based on 181,042 reviews, last reviewed 25th Jul 2026

168% increase in 5 star reviews

in the past 90 days

221% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I've always enjoyed using Paypal credit as it's so e... I've always enjoyed using Paypal credit as it's so easy to use and to pay. Reviewed on: 25th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181043)

Slow service app & website needs maintenance

Slow service app & website needs maintenance Reviewed on: 17th June 2026

Love that you offer 4 months interest free.

Love that you offer 4 months interest free. All other providers only offer 3. Reviewed on: 17th June 2026

This has helped me in hard times and a reasonable pa...

This has helped me in hard times and a reasonable pay back plan everything is very clear and easy to access. Reviewed on: 17th June 2026

Great customer service

All good, great customer service Reviewed on: 17th June 2026

I always use PayPal when buying anything from anyway...

I always use PayPal when buying anything from anyway where PayPal is accept on buy now pay later. The good thing is one can buy a good quality product even it slightly more valuable. Thanks to PayPal. Reviewed on: 17th June 2026

Always useful, pay in 3 and more

Always useful, pay in 3 and more Reviewed on: 17th June 2026

Funding and payment options

The funding and pay back options are varied to suit one’s financial position, and the interest free period given is very helpful Reviewed on: 17th June 2026

Fantastic

PayPal credit has helped to build my credit history. They have also helped to retrieve money from fraudulent sellers Reviewed on: 17th June 2026

Since I started with PayPal I've had no issues with...

Since I started with PayPal I've had no issues with the system it's straight forward and easy to get sorted out.... Reviewed on: 17th June 2026

Honest review

It is very easy to use. And very helpful I tend to use it alot. Reviewed on: 17th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101211 reviews
Payments
from PayPal 4.70 from 3855 reviews
Credit card
from PayPal 4.67 from 124 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub