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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (81821 reviews)

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4.90

Based on 81,821 reviews, last reviewed 22nd Apr 2026

2862300% increase in 5 star reviews

in the past 90 days

8500% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Every good Super easy to use can you everywhere Reviewed on: 22nd April 2026

Latest lowest rating:

1

They will trick you into too types of payments and y... They will trick you into too types of payments and you wont be able to pay it off as interest free. The system is made the way you loose always. Reviewed on: 22nd April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (81821)

Love the options available to me through paypal.

Love the options available to me through paypal. I like that you can choose to pay from your bank account or have credit and pay it off in your own time. I particularly love pay in 3 which helps me to budget properly and spread the cost without being penalised. Reviewed on: 26th May 2025

I use them and I am very satisfied, I never have any...

I use them and I am very satisfied, I never have any problems. Reviewed on: 26th May 2025

Great options when you need to spend more than budgeted

I find the ‘pay in three’ and the ‘paypal credit ‘ options really good as they don’t charge interest if you within the time stipulated. Great options to not be out of pocket when you need to spend a little more than you had budgeted for. Reviewed on: 26th May 2025

Quick fast payment across transfer and credit

Quick fast payment across transfer and credit Reviewed on: 26th May 2025

I Love It

It’s simple easy to use and I just trust it Reviewed on: 26th May 2025

Such a useful service

Such a useful service…4 months interest free is really helpful Reviewed on: 26th May 2025

Easy peasy to use and eases my fear of paying...

Easy peasy to use and eases my fear of paying online Reviewed on: 26th May 2025

I love using PayPal.

I love using PayPal. The ease of pay in 3 for example. Brilliant. I've used it for bigger purchases over 12 months. So east yo change how much you pay towards each month and it will automatically change the direct debit. Reviewed on: 26th May 2025

Five star service.

Customer service is excellent and purchases are always done smoothly. PayPal always update me on my account and have got my family to use PayPal. It is safe and secure to use and I have no doubts that my account is always safe. Thank you PayPal. Five stars. Reviewed on: 26th May 2025

Generally good but can be trickier pay off specific...

Generally good but can be trickier pay off specific items. Reviewed on: 26th May 2025

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