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PayPal: PayPal Credit reviews

4.90
Based on 81,727 reviews, last reviewed 22nd Apr 2026
2853400% increase in 5 star reviews
in the past 90 days
8400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use, integrates well with retailers, no issues Easy to use, integrates well with retailers, no issues Reviewed on: 22nd April 2026
Michael Gerrard's avatar
Michael Gerrard

Latest lowest rating:

1

I'm doing this because I don't win anything. I'm doing this because I don't win anything.Its not like im gonna win this. Reviewed on: 22nd April 2026
Varian H's avatar
Varian H

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (81727)

Paypal 247

4
Accepted by many sellers, safe and accessible 24/7 Reviewed on: 26th May 2025

amazing ways

5
I lobe the pay in three just lets me spread my costs evenly and doesn’t collide with other payment Reviewed on: 26th May 2025

Excellent customer service

5
I’ve been using PayPal for years now. From selling on ebay, to my online orders, grocery shopping and so much more. Always felt protected. Easy to use with a friendly customer service always doing their best to support me. Reviewed on: 26th May 2025

PayPal has always been Attentive and Always so helpful

5
PayPal has always been Attentive and Always so helpful Reviewed on: 26th May 2025

Perfect for low income families

5
Used PayPal credit twice now to purchase items I found the interest ideal and the repayments equally ideal also no fees for paying back early Reviewed on: 26th May 2025

PayPal is something I can’t live without now.

5
PayPal is something I can’t live without now. It’s invaluable and a reliably good service Reviewed on: 26th May 2025

Always reliable and great credit options also

5
Always reliable and great credit options also Reviewed on: 26th May 2025

All good, although some services are a little expens...

5
All good, although some services are a little expensive, Specifically when it affects the currency exchange rate Reviewed on: 26th May 2025

Always quick and efficient.

5
Always quick and efficient. The app is very useful. Reviewed on: 26th May 2025

Easy and always able to use, can use on most...

5
Easy and always able to use, can use on most platforms Reviewed on: 26th May 2025

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