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PayPal: PayPal Credit reviews

4.73
Based on 181,032 reviews, last reviewed 24th Jul 2026
178% increase in 5 star reviews
in the past 90 days
231% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I've used the pay in 3, pay in 4 and even used PayPa... I've used the pay in 3, pay in 4 and even used PayPal credit and all worked for me without any fuss and yes I would fully recommend and have done Reviewed on: 24th July 2026
CM's avatar
CM

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181033)

easy and simple

5
Its easy, affordable, integrated in to many online shops, the physical card allows me to use it in person not just online. Repayments are transparent easy Reviewed on: 17th June 2026

Great customer service and easy to use.

5
Whenever I have any issues they always help me sort them out promptly. Reviewed on: 17th June 2026

Great user experience , easy to navigate.

5
Great user experience , easy to navigate. Prompts offers available, good credit offers, safe and secure. Great peace of mind Reviewed on: 17th June 2026

Easy to use, functional and accessible

5
Easy to use, functional and accessible Reviewed on: 17th June 2026

Love using paypal credit.

5
Love using paypal credit. I can pay over time and I know its safe to use online. Reviewed on: 17th June 2026

It’s so easy and universal - easily the best most pr...

5
It’s so easy and universal - easily the best most protective way to shop. Especially the interest fee options too, great value. Reviewed on: 17th June 2026

Spot on.using Paypal.

5
I've had little problem while using Paypal. When i've had reason to, they've usually been spot on. However, they do seem to be a bit slow. Reviewed on: 17th June 2026

Love PayPal credit works well for me

5
Love PayPal credit works well for me Reviewed on: 17th June 2026

I have not had a problem ever

5
I have not had a problem ever from paypal ,good customer care and excellent app. Reviewed on: 17th June 2026

Pay pal. Is fantastic

5
Pay pal.Credit is one of the best ways to buy things until you get paid and don't have the money at the time and you have time to pay it off.It's a fantastic way to receive it.Tones, when you don't have the money right at the time Reviewed on: 17th June 2026

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