Smart Money People Logo

PayPal: PayPal Credit reviews

4.90
Based on 81,625 reviews, last reviewed 22nd Apr 2026
2844200% increase in 5 star reviews
in the past 90 days
8400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I’ve always had a pleasant experience using PayPal a... I’ve always had a pleasant experience using PayPal and although I haven’t needed customer service I’m sure they do an excellent job. The app is easy t... Read more Reviewed on: 22nd April 2026
MISS M's avatar
MISS M

Latest lowest rating:

1

I'm doing this because I don't win anything. I'm doing this because I don't win anything.Its not like im gonna win this. Reviewed on: 22nd April 2026
Varian H's avatar
Varian H

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (81626)

I used PayPal for years without any problems.

5
I used PayPal for years without any problems. Reviewed on: 26th May 2025

I love PayPal!!

5
Easy to use, access funds and provides protection for purchases! Love the security and ease of use. Reviewed on: 26th May 2025

Good payment plan deal.

5
Good payment plan deal. Ideal when you want to spread payments. Reviewed on: 26th May 2025

Love PayPal

5
Love PayPal, it’s many different choices to pay, straight off, in 3 and credit, ticks all the boxes for sure Reviewed on: 26th May 2025

Used PayPal for many years now, I trust it, rates ar...

5
Used PayPal for many years now, I trust it, rates are good, and I feel protected.. Reviewed on: 26th May 2025

Quick, user friendly and smart.

5
Quick, user friendly and smart. Processes transactions close to real time Reviewed on: 26th May 2025

I make great use of this service especially the buy...

5
I make great use of this service especially the buy now pay later as this is a huge help if it’s just a few days before pay day! Reviewed on: 26th May 2025

Great offers

5
A lot of retailers offer PayPal credit and usually have great 0% offers. Reviewed on: 26th May 2025

I have had nothing but positive experiences with Pay...

5
I have had nothing but positive experiences with PayPal credit, provides a great fast and efficient service for all of their customers individual needs. Always provides correct information and dates to make a payment by. Reviewed on: 26th May 2025

Wanted a refund from a company and PayPal said the c...

4
Wanted a refund from a company and PayPal said the customer was right even though I have never received the items I ordered Reviewed on: 26th May 2025

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review