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PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 81,489 reviews, last reviewed 22nd Apr 2026
2831800% increase in 5 star reviews
in the past 90 days
8200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I am a loyal customer from Paypal. I am a loyal customer from Paypal. More than 20 years using it and very happy. Only difficult to contact persons directly but in general all it is goi... Read more Reviewed on: 22nd April 2026
Alexander C's avatar
Alexander C

Latest lowest rating:

1

No customer protection Ordered car springs from a supplier, they were obviously the wrong ones (far too short). Supplier refused a refund. Opened PayPal case, they refused t... Read more Reviewed on: 22nd April 2026
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Restless
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (81489)

Easy, smooth transaction.

5
Easy, smooth transaction. PayPal provides up to date information and gives a flexibility in payment options. Reviewed on: 26th May 2025
Mary G's avatar
Mary G

Paypal Credit - great solution

5
I am Paypal customer for years, including Paypal Credit. It is great alternative to use and it can be interest free when you pay back within 4 months. Great solution. Reviewed on: 26th May 2025
Kasia C's avatar
Kasia C

Great spending through Paypal

5
I have been using PayPal for along time and started using the PayPal credit about two years ago. I have always had a good experience with PayPal. Also pay in 3 is a good way to purchase items. Reviewed on: 26th May 2025
Roxanne M's avatar
Roxanne M

Excellent

5
Used PayPal since the very beginning, excellent for online purchases and secure Reviewed on: 26th May 2025
Brian's avatar
Brian

Long time user

5
I regularly use PayPal including transferring to friends and family, paying for goods (I like this because of the protection!) pay in 3 and PayPal credit. The app is easy to use and keep track of what I need to pay and when. My only issue is that no matter how many times I ask my app or site to remember my device it always wants secondary log in via SMS which is ok and I guess good for counter fraud but annoying when you’re trying to buy things quickly like tickets or exclusives Reviewed on: 26th May 2025
Sluc 's avatar
Sluc

Secure, convenient, quick and easy to use

5
Secure, convenient, quick and easy to use Reviewed on: 26th May 2025
Elisabeth B's avatar
Elisabeth B

An easy and reliable platform for everyday banking.

5
I was wary of joining any online platform but have changed my opinion since first using PayPal. Buying is easy and receiving payments has not been a problem either including income from abroad. The pay in three options is an added bonus and the s PayPal sign in and statements are easy to navigate and follow. I would have no hesitation in recommending this platform for day to transactions. Reviewed on: 26th May 2025
P. M. Adamson's avatar
P. M. Adamson

It is good, reliable, and easy to interface with

5
It is good, reliable, and easy to interface with Reviewed on: 26th May 2025
Cal's avatar
Cal

It’s fantastic that you can use PayPal to pay things...

5
It’s fantastic that you can use PayPal to pay things up. It is a much better way than getting into debt by using a Visa card. Reviewed on: 26th May 2025
Aileen's avatar
Aileen

Perfect Credit service

5
Perfect Credit service with swift access to installment based payments Reviewed on: 26th May 2025
Joe's avatar
Joe

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