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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181030 reviews)

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4.73

Based on 181,028 reviews, last reviewed 23rd Jul 2026

182% increase in 5 star reviews

in the past 90 days

231% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I had a problem obce with my account when someone el... I had a problem obce with my account when someone elses room over my account but i contacted agent from PayPal and everything was solved smoothly. Nor... Read more Reviewed on: 23rd July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181030)

Fast secure payments.

Fast secure payments. East to use across many sites. Flexible payment options Reviewed on: 17th June 2026

Really simple to use - love the pay in 4 months.

Really simple to use - love the pay in 4 months. Would be better if it was pay in 6...! Sometimes a little annoying that it takes a while for payments to clear - more instant would be great. Any issues are sorted quickly!! Using Paypal credit more and more Reviewed on: 17th June 2026

Very handy when I needed to make a big purchase...

Very handy when I needed to make a big purchase Reviewed on: 17th June 2026

Works well for me

Used PayPal for years, easy to use app and online. Dispute service is excellent and also easy to manage your buying and selling on line. Reviewed on: 17th June 2026

Easily Accessible and good Interest Rates

I find Paypal very easy to use across the internet, it's usable on many websites. 4 months interest free on purchases is great, and means I can easily plan around making payments, while having options if I'm not able to pay it off in the first month. Reviewed on: 17th June 2026

PayPal back you up

Makes it easier to pay and know you have the backup of PayPal if any issues arise Reviewed on: 17th June 2026

PayPal is my best pal .

I have been using PayPal for good number of years . Most retailers have option to pay through PayPal which me peace of mind and with option of credit and 3 payments in time makes the world of difference for bigger purchase . Reviewed on: 17th June 2026

Paypal & Paypal Credit is just so convenient.

Paypal & Paypal Credit is just so convenient. If I need something in a hurry I can invariably find a supplier who can deliver on time after immediate payment via Paypal. I use it a lot! Reviewed on: 17th June 2026

I love the options I get from PayPal.

I love the options I get from PayPal. The relexible payment options and the offers given. Reviewed on: 17th June 2026

Never had an issue.

Never had an issue. Don't know a reason not to use Reviewed on: 17th June 2026

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