Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (81185 reviews)

View other PayPal products

4.90

Based on 81,185 reviews, last reviewed 22nd Apr 2026

2803200% increase in 5 star reviews

in the past 90 days

8100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal have been very flexible and reliable for me. PayPal have been very flexible and reliable for me. I have paid for various items and used a few different ways that PayPal offer, I have found the sy... Read more Reviewed on: 22nd April 2026

Latest lowest rating:

2

Its no Klarna or clearpay Its no Klarna or clearpay in terms of paypal doesn't give reminders about making payments to paypal credit so you end up getting in more debt with lat... Read more Reviewed on: 21st April 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (81185)

Happy to have it

PayPal is a trusted and self service Reviewed on: 26th May 2025

Very happy, nothing to add.

Very happy, nothing to add. Really helpful when needed money. Also- safe. Reviewed on: 26th May 2025

So easy to do and a great experience

So easy to do and a great experience Reviewed on: 26th May 2025

I haven't used it that often, but it's easy to you w...

I haven't used it that often, but it's easy to you when I have. Reviewed on: 26th May 2025

PayPal. It’s simple easy and safe

It’s simple, easy and safe. Have used it for years without issue Reviewed on: 26th May 2025

PayPal is brilliant the pay in three or four is so e...

PayPal is brilliant the pay in three or four is so easy to use and is so helpful to manage higher priced and usually unexpected purchases! I have used it several times recently and have found the repayment schedule to be easy to manage and the payments are taken by direct debit so they can’t be missed or forgotten Reviewed on: 26th May 2025

0% interest rate

4 months 0% interest rate is helping to manage outgoing payments Reviewed on: 26th May 2025

Easy, secure payment opportunities

Various options for payment with secure security features. Supportive on queries regarding transactions and informative and exceptionally clear when acting on the customer’s behalf. Reviewed on: 26th May 2025

Good experience with PayPal credit

Good experience. I like pay in 3 and the way they offer different options Reviewed on: 26th May 2025

LOST DIAMOND STUDS

I ordered some diamond studs and when the box came it was empty I was devastated but PayPal sorted it the problem and I got the diamonds in the he end Reviewed on: 26th May 2025

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Novuna Personal Finance 4.77 from 172 reviews
Retail Finance
from Zebra Finance 4.76 from 6 reviews
Retail Finance
from V12 Retail Finance 4.68 from 25 reviews

Want to see more from PayPal?

PayPal Open
from PayPal 5.00 from 4 reviews
Pay in 3
from PayPal 4.93 from 37196 reviews
Credit card
from PayPal 4.92 from 64 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub