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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181029 reviews)

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4.73

Based on 181,028 reviews, last reviewed 23rd Jul 2026

182% increase in 5 star reviews

in the past 90 days

231% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I had a problem obce with my account when someone el... I had a problem obce with my account when someone elses room over my account but i contacted agent from PayPal and everything was solved smoothly. Nor... Read more Reviewed on: 23rd July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181029)

Straightforward and easy

Really helped me out in a time of need. Easy to apply for and everything straightforward Reviewed on: 17th June 2026

Easy set up and interest rates are good

Easy set up and interest rates are good Reviewed on: 17th June 2026

Love the Pay in Three option

Pay makes easy to pay for goods and service with have to give up credit card details. I particularly like the pay in three facility as it spreads payments over three months with no interest. Reviewed on: 17th June 2026

Great service, always been fair and welcoming approa...

Great service, always been fair and welcoming approach towards my credit transactions. PayPal makes its process simplistic and efficient and I feel supported when I need to use it. Reviewed on: 17th June 2026

Paypal CREDIT- 5 stars service

My experience has always been excellent with PayPal - I love PayPal so much and I am customer for many year’s Reviewed on: 17th June 2026

PayPal is the convenient choice. And that’s great!

PayPal is easy to use and a a convenient way to pay. With any issues I’ve had, it was easy to resolve or dispute with their team due to the multiple ways of getting in contact (text, Phine or FAQs…). When using PayPal, the app and website is easy to navigate, it feels secure with authentication needed at each stage. PayPal also offers credit and 0% offers on purchases. This can help when needing to buy an expensive purchase. PayPal will only lend money that a user can afford, which keeps budgets manageable. Overall, PayPal has offers convenience, reliability and flexibility. A great service. Reviewed on: 17th June 2026

Always a great experience!

Always have a great experience and any fears of fraud are dealt with quickly. Reviewed on: 17th June 2026

Excellent and easy to use, no issues, clear instruct...

Excellent and easy to use, no issues, clear instructions Reviewed on: 17th June 2026

Love how easy and secure PayPal is.

Love how easy and secure PayPal is. I use it frequently and love it. Pay in 3 is excellent for buying things and easily linked to your account for payment. Reviewed on: 17th June 2026

Extremely helpful, suits your budget and allows you...

Extremely helpful, suits your budget and allows you the time to pay back, supportive with people who do require some extra support. Reviewed on: 17th June 2026

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