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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (81045 reviews)

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4.90

Based on 81,045 reviews, last reviewed 22nd Apr 2026

2790600% increase in 5 star reviews

in the past 90 days

8100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Excellent service and great accessibility Excellent service and great accessibility Reviewed on: 22nd April 2026

Latest lowest rating:

2

Its no Klarna or clearpay Its no Klarna or clearpay in terms of paypal doesn't give reminders about making payments to paypal credit so you end up getting in more debt with lat... Read more Reviewed on: 21st April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (81045)

Fantastic staff - very helpful and I formative.

Fantastic staff - very helpful and I formative. They take the time to explain the finance jargon I'm not familiar woth. Quick and easy resolution of there's an issue. Reviewed on: 26th May 2025

I've used paypal for as long as I can remember.

I've used paypal for as long as I can remember. Credit options are great and fair Reviewed on: 26th May 2025

Could give longer interest free periods

I think PayPal credit could give longer than four months interest free and give you the option to select which plan you want to pay off/towards each month. Reviewed on: 26th May 2025

Slow and confusing

Transactions are slow. Methods of payment are confusing. The worst part is where a payment is taken on PayPal and you don't know which account it's going to come out of for a few days. Reviewed on: 26th May 2025

Use PayPal with confidence.

I can be confident when buying online as I know PayPal will only allow honest business to use Paypal. Transactions been alway very smooth. Reviewed on: 26th May 2025

Piece of mind

It's wonderful to be able to buy in certain stores and be sure that if things don't go as supposed to you have paypal to help you! Reviewed on: 26th May 2025

I've never had a problem with PayPal and they offer...

I've never had a problem with PayPal and they offer great value for instance 4 months interest free payment and buy now pay later. Reviewed on: 26th May 2025

Mediocre

Why am I waiting more than a week for money paid in to appear is a bit of a joke. Mediocre at best and rates for paying in other currencies are daylight robbery. Reviewed on: 26th May 2025

PayPal gives me freedom and security when making onl...

PayPal gives me freedom and security when making online purchases.I feel safe using it. Reviewed on: 26th May 2025

Brilliant clear service no hidden extras

Brilliant clear service no hidden extras Reviewed on: 26th May 2025

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