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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (80942 reviews)

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4.90

Based on 80,942 reviews, last reviewed 22nd Apr 2026

2780600% increase in 5 star reviews

in the past 90 days

8100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

It is a very safe way to pay for purchases. It is a very safe way to pay for purchases. Reviewed on: 22nd April 2026

Latest lowest rating:

2

Its no Klarna or clearpay Its no Klarna or clearpay in terms of paypal doesn't give reminders about making payments to paypal credit so you end up getting in more debt with lat... Read more Reviewed on: 21st April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (80942)

Why use anything else

Way to use , secure , transparent and flexible Reviewed on: 26th May 2025

I have found paypal credit no nonsense, fast and eff...

I have found paypal credit no nonsense, fast and efficient. Reviewed on: 26th May 2025

Safe as houses

Always works well for me. Quick way to sort out payment. Reviewed on: 26th May 2025

In my experience, customer service is usually good,...

In my experience, customer service is usually good, and often even excellent. However, there have been a few occasions when I was left disappointed. For example, I once purchased £100 worth of game codes for my children, but the codes were deactivated as soon as we tried to use them. When I contacted the seller, I was repeatedly told to resolve the issue through PayPal. Unfortunately, customer service said they couldn’t help either. As a result, I couldn’t repurchase the codes in time for Christmas, which left my children very disappointed. Reviewed on: 26th May 2025

I find PayPal my go to account everything I buy anyt...

I find PayPal my go to account everything I buy anything online. Its secure ,safe and I so many options to pay. Interest free over 4months my favourite. Pay in 3 my second favourite. Interest rate is low. I just love PayPal . Reviewed on: 26th May 2025

I have been using PayPal for years never had any pro...

I have been using PayPal for years never had any problems would definitely recommend Reviewed on: 26th May 2025

Great service

Been using it for a few months and it’s brilliant! Reviewed on: 26th May 2025

It has been a couple of years since o start using Pa...

It has been a couple of years since o start using PayPal and it became really useful. The Pay in 3 option is widely available. And there are a lot of offers match with PayPal credit that makes the payment more easy Reviewed on: 26th May 2025

Many years of great service

Having used PayPal for many years I have always found them extremely easy to deal with and helpful in every way. Reviewed on: 26th May 2025

Paypal credit the best choice in payments!

I have had PayPal credit for a number of years now and it is by far the best payment choice and option they have pay in four and interest free options and keeps you protected for all your payments should things go wrong! Paypal is just the best for payments online. Reviewed on: 26th May 2025

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