Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 181,028 reviews, last reviewed 23rd Jul 2026
182% increase in 5 star reviews
in the past 90 days
231% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I had a problem obce with my account when someone el... I had a problem obce with my account when someone elses room over my account but i contacted agent from PayPal and everything was solved smoothly. Nor... Read more Reviewed on: 23rd July 2026
Ewa B's avatar
Ewa B

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181029)

reliable and safe

5
Always reliable and safe to use, easy to tranfer money and send it to friends and family or in-between accounts. Used as a secondary form of payment great way to have credit too. Reviewed on: 17th June 2026

PayPal credit works great and allows me to spread my...

5
PayPal credit works great and allows me to spread my payments interest free Reviewed on: 17th June 2026

Easy to use, simple to understand, quick process to...

5
Easy to use, simple to understand, quick process to fly through. I was able to purchase something I really really wanted via PayPal Credit and I found it so easy to do and it enabled me to get the item I wanted so I was extremely pleased! Reviewed on: 17th June 2026

Quick and easy

5
Very good mush easier than my bank Reviewed on: 17th June 2026

PayPal Credit has always been simple to use.

5
PayPal Credit has always been simple to use. When I’ve needed to make larger purchases, PayPal credit has always been secure and fast in helping with that. The fact it can be used in places PayPal isn’t always accepted makes it an even better option. Reviewed on: 17th June 2026

I feel safe knowing purchases are protected

5
I feel safe knowing purchases are protected Reviewed on: 17th June 2026

Great service- communication very good.

5
Great service- communication very good. Reviewed on: 17th June 2026

Straight forward to use and timely updates.

5
Straight forward to use and timely updates. Reviewed on: 17th June 2026

Great buying experience

5
Great buying experience with different ways to suit your payments Reviewed on: 17th June 2026

Like the 4 months interest free plan

5
Like the 4 months interest free plan Reviewed on: 17th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 101201 reviews
    PayPal
  • Payments

    from PayPal 4.70 from 3855 reviews
    PayPal
  • Credit card

    from PayPal 4.67 from 124 reviews
    PayPal
    View all products