Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (80923 reviews)

View other PayPal products

4.90

Based on 80,923 reviews, last reviewed 22nd Apr 2026

2778700% increase in 5 star reviews

in the past 90 days

8100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

A little extra help when you need it A good resour... A little extra help when you need it A good resource to have when something goes wrong and it’s a while to pay day. Reviewed on: 22nd April 2026

Latest lowest rating:

2

Its no Klarna or clearpay Its no Klarna or clearpay in terms of paypal doesn't give reminders about making payments to paypal credit so you end up getting in more debt with lat... Read more Reviewed on: 21st April 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (80923)

Quick and easy.

Quick and easy. Allows for payment to be spread and also offers interest free payments if paid in 3 Reviewed on: 26th May 2025

Easy and manageable.

Due to everything being app based it's all very easy to control and manage. The interest rate is fair and payment dates are clear and there's never really an issue with anything. Reviewed on: 26th May 2025

Excellent response to any problems I had being scame...

Excellent response to any problems I had being scamed recently, with a positive outcome for me. I'm very happy with the way pay pal interacted with me. I have no complaints only good things to say about Pay Pal. Five star rating from me. Reviewed on: 26th May 2025

Amazing service!

Amazing service! Always great with customers Reviewed on: 26th May 2025

Flexible options and easy to manage

Flexible options and easy to manage Reviewed on: 26th May 2025

Very good my experience is excellent since I start w...

Very good my experience is excellent since I start with PayPal very trusted campaign. Reviewed on: 26th May 2025

PayPal pay in three is very handy.

The pay in three option is very easy to use and very handy to have for as and when it is needed. As for PayPal credit it is very easy to manage through the mobile app. Reviewed on: 26th May 2025

I’m so happy with PayPal.

I’m so happy with PayPal. I have saved so much money by simply using PayPal. Because it will give me 4 months to pay back with my big purchase online, without having to pay any interest. Reviewed on: 26th May 2025

Paypal gives me the confidence to purchase.

Paypal gives me the confidence to purchase.online. the new credit options are.excellent Easy to set up and bag those bargains Reviewed on: 26th May 2025

Easy transactions!

Easy transactions! No fuss and no complicated process to go through for payments. Wide range of retails that can use it too. Reviewed on: 26th May 2025

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Better Off Calculator
from Policy in Practice 4.79 from 480 reviews
Retail Finance
from Close Brothers 2.53 from 12 reviews
Loan
from Snap Finance 4.90 from 369 reviews

Want to see more from PayPal?

PayPal Open
from PayPal 5.00 from 4 reviews
Pay in 3
from PayPal 4.93 from 37081 reviews
Credit card
from PayPal 4.92 from 64 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub