Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (80890 reviews)

View other PayPal products

4.90

Based on 80,890 reviews, last reviewed 22nd Apr 2026

2775700% increase in 5 star reviews

in the past 90 days

8100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

I’ve been using PayPal for a while now, and overall... I’ve been using PayPal for a while now, and overall it’s been a reliable and convenient platform for managing online payments. The setup process was s... Read more Reviewed on: 22nd April 2026

Latest lowest rating:

2

Its no Klarna or clearpay Its no Klarna or clearpay in terms of paypal doesn't give reminders about making payments to paypal credit so you end up getting in more debt with lat... Read more Reviewed on: 21st April 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (80890)

helpful when needed

helpful when needed, when looking for information the details I needed were available Reviewed on: 26th May 2025

User friendly interface.

User friendly interface. Effortless transactions. Reviewed on: 26th May 2025

Very easy and accessible to set up

Very easy and accessible to set up Reviewed on: 26th May 2025

I use it all the time and find it so convenient and...

I use it all the time and find it so convenient and a massive help in these difficult times…lobe it! Reviewed on: 26th May 2025

Convenient and flexible way to pay

Convenient and flexible way to pay Reviewed on: 26th May 2025

Innovative ideas with the pay in 3 ,ease of use and...

Innovative ideas with the pay in 3 ,ease of use and fanatic customer service. Reviewed on: 26th May 2025

Everything's easy with PayPal!

Everything I've done with PayPal has been easy to do! Reviewed on: 26th May 2025

Good Experience overall

Good experience with what I’ve used it for Reviewed on: 26th May 2025

I use paypal regularly as know my money is safe

I use paypal regularly as know my money is safe Reviewed on: 26th May 2025

Easy to use

Very easy to use and understand exactly when it’s interest free for three months makes it very handy Reviewed on: 26th May 2025

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Close Brothers 2.53 from 12 reviews
Retail Finance
from Omni Capital Retail Finance 4.00 from 4 reviews
Retail Finance
from V12 Retail Finance 4.68 from 25 reviews

Want to see more from PayPal?

PayPal Open
from PayPal 5.00 from 4 reviews
Pay in 3
from PayPal 4.93 from 37070 reviews
Credit card
from PayPal 4.92 from 64 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub