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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181029 reviews)

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4.73

Based on 181,028 reviews, last reviewed 23rd Jul 2026

182% increase in 5 star reviews

in the past 90 days

231% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I had a problem obce with my account when someone el... I had a problem obce with my account when someone elses room over my account but i contacted agent from PayPal and everything was solved smoothly. Nor... Read more Reviewed on: 23rd July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181029)

Personally I never had issues with PayPal and using...

Personally I never had issues with PayPal and using over a decade. Just shows how simple and user friendly it is. Reviewed on: 17th June 2026

Been using PayPal for year's now honestly can't faul...

Been using PayPal for year's now honestly can't fault you guys highly recommend you to all my family friends even people I don't know who spot me using my PayPal debit card I explained you get points etc so they gonna try it out Reviewed on: 17th June 2026

great banking alternative

simple to use and the app has a lots of perks Reviewed on: 17th June 2026

Very good experience.

Very good experience. I recommend. Reviewed on: 17th June 2026

Easy access & prompt support.

Easy access & prompt support. This platform gives me confidence for any purchase Transactions are safe & secure. Reviewed on: 17th June 2026

would recommend

Would recommend, app is very easy to use and you can see everything laid out. Paypal credit is a good option Reviewed on: 17th June 2026

PayPal the best app.

I’ve used PayPal for years but it’s only the last few years I’ve used the credit and it suits me perfectly, whilst still giving me the protection against fraud. It’s extremely useful and handy for me when I don’t want the high interest that’s in my credit cards. Reviewed on: 17th June 2026

Great service

Easy to use, very helpful if have issue with goods brought Reviewed on: 17th June 2026

Handy to have as a backup.

Handy to have as a backup. Good interest rates if you can’t pay it all back in the interest free period Reviewed on: 17th June 2026

When not to cut out the middle man

I use PayPal for as many transactions as I can. I’m a pensioner and money is tight. I can spread my payments with the knowledge that I’m being looked after. For once at least bringing in a middleman rather than cutting it out provides me a comfortable cushion from the ever present internet crooks. Reviewed on: 17th June 2026

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