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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (80858 reviews)

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4.90

Based on 80,858 reviews, last reviewed 22nd Apr 2026

2772900% increase in 5 star reviews

in the past 90 days

8100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Never fails to do what they say, always spot on with... Never fails to do what they say, always spot on with advise and really cares for the user Reviewed on: 22nd April 2026

Latest lowest rating:

2

Its no Klarna or clearpay Its no Klarna or clearpay in terms of paypal doesn't give reminders about making payments to paypal credit so you end up getting in more debt with lat... Read more Reviewed on: 21st April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (80858)

Paypal has helped me out alot,and the customer servi...

Paypal has helped me out alot,and the customer service is very helpful for your needs,I would definitely recommend to other people to use paypal,I have had no trouble at all,and I will always use paypal Reviewed on: 26th May 2025

Never had any problems

Never had any problems…interest rate could be lower Reviewed on: 26th May 2025

Very useful for some urgent purchases and easy to se...

Very useful for some urgent purchases and easy to set up Reviewed on: 26th May 2025

Quick efficient service , well updated

Quick efficient service , well updated Reviewed on: 26th May 2025

My go to wallet

PayPal credit is excelent, can use it any time and no need to wait. Pay in 3 is my go to thing. Can pay as little or as much back. Having a pot of money already approved is like a safety net. Reviewed on: 26th May 2025

Never had any problems.

Never had any problems. Easy and manageable account Reviewed on: 26th May 2025

Pay pal - Credit, Pay in 3 is absolutely fantastic!

Pay pal - Credit, Pay in 3 is absolutely fantastic! I cannot fault the service it provides. The app shows you everything from Transactions to Pay in 3 plans, it’s all at your finger tips. Pay Pal credit is great, low interest rate, easy to use. Pay Pal Customer Service is 10/10! Always impeccably polite and professional. I’m a huge fan of Pay Pal. Reviewed on: 26th May 2025

Simple, no hassle, reliable experience

Simple, no hassle, reliable experience Reviewed on: 26th May 2025

PayPal credit is great, it allows me to split the co...

PayPal credit is great, it allows me to split the cost of larger purchases with 4 months free credit. It’s easy to pay back the instalments and shows you when each purchase needs to be paid back by before incurring any fees. Reviewed on: 26th May 2025

Love using never had anything going wrong

Love using never had anything going wrong Reviewed on: 26th May 2025

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