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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 181,028 reviews, last reviewed 23rd Jul 2026
182% increase in 5 star reviews
in the past 90 days
231% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I had a problem obce with my account when someone el... I had a problem obce with my account when someone elses room over my account but i contacted agent from PayPal and everything was solved smoothly. Nor... Read more Reviewed on: 23rd July 2026
Ewa B's avatar
Ewa B

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (181029)

SO SIMPLE TO USE, WITH FLEXIBILITY WITH PAYMENT AMOUNT

5
SO SIMPLE TO USE, WITH FLEXIBILITY WITH PAYMENT AMOUNT Reviewed on: 17th June 2026
ANNE W's avatar
ANNE W

Really easy to use and very consumer friendly.

5
Really easy to use and very consumer friendly. Allows you to spread costs over 4 months with no interest and has an overall decent interest rate after that period. I really like the addition of the physical cards as you can use them everywhere Reviewed on: 17th June 2026
Leah M's avatar
Leah M

Excellent service , quick response and timely reply

5
Excellent service , quick response and timely reply Reviewed on: 17th June 2026
Kemmy A's avatar
Kemmy A

PayPal credit has really helped

5
PayPal credit has really helped me out of tough spots and really allowed me to buy stuff that I couldn't have bought before with just debit cards. Will continue to use it on the future and will also recommend others to do so Reviewed on: 17th June 2026
Giorgio B's avatar
Giorgio B

With PayPal Credit, it has removed the anxiety of us...

5
With PayPal Credit, it has removed the anxiety of using credit cards, and the number of benefits I get from using my card makes it the primary card over my debit card, especially with the PayPal Plus points. The PayPal Credit system and access have been made very easy, and the physical card makes life a lot easier as well, as I am able to buy things with no stress on sites that may not provide PayPal at checkout. The fact that I'm even able to pay through PayPal is the best, as it's the secure option, even with big-name sites. PayPal Credit's emails and layout are easy to understand, and you're not being bombarded with information you don't need, and I'm left with the main details that will support me using the card. Reviewed on: 17th June 2026
kamila qudsia shakeel's avatar
kamila qudsia shakeel

Pay palpal review

5
Pay pal is quick and easy. It suits my lifestyle Reviewed on: 17th June 2026
William E's avatar
William E

They were very helpful when my husband got locked ou...

5
They were very helpful when my husband got locked out of his account Reviewed on: 17th June 2026
Rachel Q's avatar
Rachel Q

Smooth experience

5
Smooth experience. Always feel fully informed. Reviewed on: 17th June 2026
Mark T's avatar
Mark T

Making finance easy!

5
Making finance easy! Whether PayPal credit or pay in 3, it’s helped me decide on making a purchase knowing I’m in safe hands. Reviewed on: 17th June 2026
P_newman's avatar
P_newman

The PayPal credit works best in a pinch.

5
The PayPal credit works best in a pinch. I also like the 4 month interest free grace period. As this allows me to repay it back without worrying about interest as a practicing Muslim. Reviewed on: 17th June 2026
Kashkaash's avatar
Kashkaash

Review PayPal: PayPal Credit now

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