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PayPal: PayPal Credit reviews

4.73
Based on 181,022 reviews, last reviewed 23rd Jul 2026
191% increase in 5 star reviews
in the past 90 days
241% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent smooth sailing easy to use helpful custome... Excellent smooth sailing easy to use helpful customer service support Reviewed on: 23rd July 2026
Marie s's avatar
Marie s

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026
Helder F's avatar
Helder F

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181027)

Always supper helpful with any issues had

5
Always supper helpful with any issues had Reviewed on: 17th June 2026

Paypal is handy especially when you can spread the cost

5
Paypal is handy especially when you can spread the cost Reviewed on: 17th June 2026

Very fast and PayPal has great security

5
Very fast and PayPal has great security Reviewed on: 17th June 2026

Very easy to register your kept informed of any acti...

5
Very easy to register your kept informed of any activity on your PayPal account. You can check up on the app for any previous payments or what you have spent and where. Clearly states how much you owe and when your next payment is due Reviewed on: 17th June 2026

The only stumbling block to PayPal at times is that...

5
The only stumbling block to PayPal at times is that the payments aren’t deducted instantly from the bank when making debit payments. Reviewed on: 17th June 2026

Brilliant product so happy with it and easy to use a...

5
Brilliant product so happy with it and easy to use at any point t Reviewed on: 17th June 2026

Unexpected good , everything was easy to approach an...

5
Unexpected good , everything was easy to approach and straight forward Reviewed on: 17th June 2026

Easy to use, no hassle with payments very quick

5
Easy to use, no hassle with payments very quick Reviewed on: 17th June 2026

I find it hard to know what's going on with my PayPa...

2
I find it hard to know what's going on with my PayPal account Reviewed on: 17th June 2026

Paypal credit service is the best and most refreshin...

5
Paypal credit service is the best and most refreshing credit service in the modern retail world, the ability to interest free over 4 months at no additional charge, with such a secure platform, and widespread diversity of stores is incredible! Reviewed on: 17th June 2026

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