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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181026 reviews)

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4.73

Based on 181,022 reviews, last reviewed 23rd Jul 2026

191% increase in 5 star reviews

in the past 90 days

241% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent smooth sailing easy to use helpful custome... Excellent smooth sailing easy to use helpful customer service support Reviewed on: 23rd July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181026)

PayPal a service with many options to buy goods

I use PayPal a lot I’ve used pay in 3 pay , PayPal credit it is a great platform that works for me I’ve had no issues and the customer service is second to none they have always sotered out my problems. It’s a platform for many ways to pay with security and also you can gain reward points which is a good thing too. Overall a great way to pay and use their platforms for goods with great benefits and security definitely recommend Reviewed on: 17th June 2026

I’ve had zero problems in the few years I’ve had Pay...

I’ve had zero problems in the few years I’ve had PayPal credit I’ve never had to call in and speakvv N.V. to anyone about any problems and the next thing is the interest rate is no way near high like credit cards so thank you so much for that Reviewed on: 17th June 2026

I do all my payments through PayPal as I feel safe s...

I do all my payments through PayPal as I feel safe safe to do so it’s just brilliant Reviewed on: 17th June 2026

Never had a problem with PayPal.

Never had a problem with PayPal. Great experience across all areas Reviewed on: 17th June 2026

I have used Paypal Credit for some time.

I have used Paypal Credit for some time and set up a direct debit so I don't have to worry about payments. I think this is better than using a credit card as now I gain points when i use them Reviewed on: 17th June 2026

Convenience you can trust

I have been using PayPal Credit for quite some time now and I can honestly say it has completely transformed the way I manage my purchases. The application process was quick and simple, the account is easy to use, and the flexibility it provides gives me real peace of mind. What I appreciate most is the ability to spread the cost of larger purchases while still having full control over my repayments. The PayPal app and website make it incredibly easy to check my balance, review transactions, and make payments whenever it suits me. The service has always been reliable, transparent, and convenient. Whether I am making an everyday purchase or treating myself to something special, PayPal Credit gives me the confidence to buy with ease. I would highly recommend PayPal Credit to anyone looking for a straightforward, secure, and flexible way to manage their spending. It has been an excellent financial tool for me and I look forward to continuing to use it for many years to come. Reviewed on: 17th June 2026

PayPal ensures I can do the things I love and buy th...

PayPal ensures I can do the things I love and buy the things I love securely. Reviewed on: 17th June 2026

It was great easy and fast.

It was great easy and fast. Although the credit was low for me Reviewed on: 17th June 2026

Easy to use for Making payments.

Easy to use for Making payments. Check ing the balance & payment off credit is simple Reviewed on: 17th June 2026

Balance Life, Studies& Unexpected Costs!!!

I’ve been using PayPal Credit for some time now and have found it incredibly helpful when managing larger purchases. As a nursing student balancing university commitments and everyday expenses, having the flexibility to spread the cost of essential purchases has made a real difference. The application process was quick and straightforward, and I find the account easy to manage through PayPal. Payments, balances, and statements are all clearly displayed, making it simple to stay on top of my finances. I’ve always found the service reliable, and it’s reassuring to use a finance provider from a company I already trust. Overall, PayPal Credit has provided convenience, flexibility, and peace of mind when I need it most. I would happily recommend it to anyone looking for a simple and dependable retail finance option. Reviewed on: 17th June 2026

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