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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 80,565 reviews, last reviewed 21st Apr 2026
2745200% increase in 5 star reviews
in the past 90 days
8000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Flexibility without debt worries! Reliable, fast and efficient! Thank you for enabling me to have flexibility with my money without getting into debt! Reviewed on: 21st April 2026
Clare W's avatar
Clare W

Latest lowest rating:

2

This is not easy. This is not easy. I always has a problem with your application. Every thing is very difficult to find. Reviewed on: 21st April 2026
Mehdi S's avatar
Mehdi S
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (80565)

A1 service, peace of mind, easy to use.

5
A1 service, peace of mind, easy to use. Reviewed on: 26th May 2025
Mark BD's avatar
Mark BD

Interest rate is high.

3
Interest rate is high. Customer service agents are difficult to understand Reviewed on: 26th May 2025
Danno's avatar
Danno

Makes buying online, sending and receiving money to...

5
Makes buying online, sending and receiving money to friends and haters much easier Reviewed on: 26th May 2025
Matheus Carmignani Salvador's avatar
Matheus Carmignani Salvador

Easy to process and very convenient for higher purch...

5
Easy to process and very convenient for higher purchases to make paying more manageable. Reviewed on: 26th May 2025
Kate 's avatar
Kate

I am satisfied with the entire team.

5
I am satisfied with the entire team. I have been using it for years. I am currently also using the loan. Fast approval and correct Reviewed on: 26th May 2025
Yoana 's avatar
Yoana

PayPal are an amazing lender.

5
PayPal are an amazing lender. The ability to spread costs over a period of time with PayPal Credit really helps to ensure that you can get those more expensive items without the need to splash out a lump sum in one go and their rates are incredibly reasonable. Reviewed on: 26th May 2025
Marcos V's avatar
Marcos V

Highly recommended provider

5
Very simply, ease to use, a strange of options and customer friendly. Reviewed on: 26th May 2025
Jody 's avatar
Jody

Flawless Service

5
I have used PayPal for both pay in three and credit and I must say I have had no issues, and it’s been very easy to use Reviewed on: 26th May 2025
Anne O's avatar
Anne O

Easy to use and excellent customer service.

5
Easy to use and excellent customer service when something doesn't go as planned. Reviewed on: 26th May 2025
Sonia S's avatar
Sonia S

Flawless, everything about the app and service is pe...

5
Flawless, everything about the app and service is perfect, don't change it Reviewed on: 26th May 2025
Mr D's avatar
Mr D

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