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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (80451 reviews)

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4.90

Based on 80,451 reviews, last reviewed 21st Apr 2026

2734600% increase in 5 star reviews

in the past 90 days

8000% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Great trusting service Safe to use helpful and user friendly, customer service can’t do enough to help great for quick payments Reviewed on: 21st April 2026

Latest lowest rating:

1

Customer service is not active and you will need to... Customer service is not active and you will need to struggle to contact them for any issue. Reviewed on: 21st April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (80451)

It is a convenient way of paying for things only

It is a convenient way of paying for things only Reviewed on: 26th May 2025

Very easy to use and very clear terms

Very easy to use and very clear terms including charges etc easy to contact if there are any issues or any payments not recognised Reviewed on: 26th May 2025

Easy to use

Easy to use and always helpful when needed Reviewed on: 26th May 2025

Had PayPal for years, fantastic customer service alw...

Had PayPal for years, fantastic customer service always. Easy site and app to use. Feels very safe. Reviewed on: 26th May 2025

Very handy

Overall great but for some reason payments take ages to show on my bank. Often a week later than the direct debit is taken. Otherwise works like a credit card but with the advantage of interest free for longer periods in sone purchases Reviewed on: 26th May 2025

PayPal is a very user friendly way to help manage my...

PayPal is a very user friendly way to help manage my cash flow for my small not for profit business . Hassle free and convenient Reviewed on: 26th May 2025

Easy and simple to use.

Easy and simple to use. I can pay contacts securely. I feel confident using Papal. Good options to spread payments for bigger items. Reviewed on: 26th May 2025

I have been using pay and 3 or pay in 4 offers for s...

I have been using pay and 3 or pay in 4 offers for several years. I even used it recently when buying a new computer on the website, the pay pal 0 percent offer for 2 years, I really like it. I highly recommend it Reviewed on: 26th May 2025

Exceptional Finance

I've used paypal for years, it's easy to use, I feel I'm secure using this and the payment options are great,, better than anything else on offer & with the rise in cost of living this helps enormously Reviewed on: 26th May 2025

Fast and easy to use, great offers on payment plans.

Fast and easy to use, great offers on payment plans. Reviewed on: 26th May 2025

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