Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181024 reviews)

View other PayPal products

4.73

Based on 181,022 reviews, last reviewed 23rd Jul 2026

191% increase in 5 star reviews

in the past 90 days

241% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent smooth sailing easy to use helpful custome... Excellent smooth sailing easy to use helpful customer service support Reviewed on: 23rd July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181024)

First electronic cc, great app full range of products

First electronic cc, great app full range of products Reviewed on: 17th June 2026

Excellent service, extremely easy to use being able...

Excellent service, extremely easy to use being able to buy items and pay for them over a four month period at different amounts over each period is excellent. Very simple to use and the app is easy to install and use . Reviewed on: 17th June 2026

The card that I would choose

I have piece of mind ,when using my PayPal credit card .Using a brand with a proven track record reliable and safe . Widely accepted easy to use. Reviewed on: 17th June 2026

An Easy App

It is such an easy App if you wasn’t to buy something and you jus5 don’t have 5he ready cash you can pay by 3 easy instalments or you just wait to payday and either pay off or just pay the instalment required Reviewed on: 17th June 2026

Easy to navigate, app is easy accessible no confusion

Easy to navigate, app is easy accessible no confusion Reviewed on: 17th June 2026

I have used PayPal credit many times to split the co...

I have used PayPal credit many times to split the cost of more expensive items, I find it great for if you possibly need to return items as well so you’re not out of pocket waiting for the refund. A great experience every time Reviewed on: 17th June 2026

Very useful features to have when online shopping an...

Very useful features to have when online shopping and very easy to use and pay Reviewed on: 17th June 2026

Free interest easy to pay well established company ,

Free interest easy to pay well established company , Reviewed on: 17th June 2026

Paypal credit - the 0% story .....

Bought new Samsung phone- paying through PayPal gave me an extra £100 off and 36 months at 0% finance. This is a deal I couldnt find elsewhere. Offers such as paying 0% for 3 months have been a godsend as well Reviewed on: 17th June 2026

Helping me rebuild my house bit by bit

It’s great for me as build projects and can pay back over time Reviewed on: 17th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Novuna Personal Finance 4.73 from 173 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101198 reviews
Payments
from PayPal 4.70 from 3855 reviews
Credit card
from PayPal 4.67 from 124 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub