Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 80,322 reviews, last reviewed 21st Apr 2026
2723100% increase in 5 star reviews
in the past 90 days
7900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Pay in 3 has been a game changer I wouldn't have mad... Pay in 3 has been a game changer I wouldn't have made many of the purchases otherwise. Reviewed on: 21st April 2026
Nathan L's avatar
Nathan L

Latest lowest rating:

2

Not bad, just I cannot have any cash flow through Pa... Not bad, just I cannot have any cash flow through PayPal, to many limits and unknown rules what I do not get it, as I know workers who have PayPal and... Read more Reviewed on: 21st April 2026
Iulian's avatar
Iulian
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (80322)

Makes shopping easier .

5
Makes shopping easier .PayPal do the talking when it comes to refunds Reviewed on: 26th May 2025
Mavis D's avatar
Mavis D

Used for a few years

5
Always happy to use paypal, I use PayPal where ever I can Reviewed on: 26th May 2025
Daniel Y's avatar
Daniel Y

I love PayPal

5
I love using PayPal it is so convenient Reviewed on: 26th May 2025
Klaudia S's avatar
Klaudia S

Perfect and calming smooth and successful.

5
Perfect and calming smooth and successful. Reviewed on: 26th May 2025
Jamie R's avatar
Jamie R

Love the flexibility for paying for 4 months base no...

5
Love the flexibility for paying for 4 months base no interest Reviewed on: 26th May 2025
Asim R's avatar
Asim R

Great payment company.

5
Great payment company. Everything is dealt with smoothly and efficiently. Whenever I've needed a refund it gets dealt with straight away and your informed on how long it will take etc . Always use PayPal when the option is available when buying anything. Reviewed on: 26th May 2025
Matthew h's avatar
Matthew h

Excellent service

5
Never had a problem always satisfied with the service Reviewed on: 26th May 2025
Andy neal's avatar
Andy neal

Easy to pay and get credit with PayPal

5
Easy to pay and get credit with PayPal Reviewed on: 26th May 2025
Caroline M's avatar
Caroline M

Great customer service, easy to use app

5
Great customer service, easy to use app Reviewed on: 26th May 2025
Amy H's avatar
Amy H

My Essential Tool for Effortless Online Transactions

5
PayPal has transformed my online transactions. Its easy-to-use interface makes sending and receiving money simple. I feel secure with its strong security features. As an online shopper, I value the buyer protection policy. PayPal has created a four-month allowance to pay if you spend £100 or up, which is very helpful for budgeting. Overall, PayPal has made my financial dealings efficient and secure. I highly recommend it for anyone wanting to simplify payments. Reviewed on: 26th May 2025
Licec's avatar
Licec

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill