Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 80,167 reviews, last reviewed 21st Apr 2026
2708500% increase in 5 star reviews
in the past 90 days
7900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Handy to have Very easy to use and not sky high prices Reviewed on: 21st April 2026
Fabio M's avatar
Fabio M

Latest lowest rating:

2

Not bad but you can find better deals Not bad but you can find better deals Reviewed on: 21st April 2026
Pablo E's avatar
Pablo E
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (80167)

Fantastic!

5
Fantastic! Easy to deal with and quick decisions. Easy to manage and accepted at most checkouts. Makes life easier and makes managing cash and payments easy too. Reviewed on: 26th May 2025
Jackie R's avatar
Jackie R

Easy to use and great for instantly sending/receivin...

5
Easy to use and great for instantly sending/receiving money from friends. PayPal Credit has been really useful for urgent purchases when I haven't had the cash upfront. Reviewed on: 26th May 2025
Matthrw J's avatar
Matthrw J

I use PayPal for most of my purchases and have nothi...

5
I use PayPal for most of my purchases and have nothing to complain about Reviewed on: 26th May 2025
Peter O' Keeffe 's avatar
Peter O' Keeffe

Good Pal

5
Enjoying use the app and the features very friendly and easy to navigate. PayPal credit did help me out in my difficult times however when I need some clarification on a transaction that wasn’t so easy or friendly to get it resolved I end up giving up never got a response luckily the 3rd party had resolved the issue instead. Reviewed on: 26th May 2025
Gerson 's avatar
Gerson

Paypal Credit has given me the opportunity to spread...

5
Paypal Credit has given me the opportunity to spread the cost of items that would be otherwise unattainable for me and my family. Reviewed on: 26th May 2025
Charlie M's avatar
Charlie M

Good one.

5
Good one. Thanks a lot. On time delivered Reviewed on: 26th May 2025
Vlad 's avatar
Vlad

PayPal credit and PI3 very use to use and set up.

5
PayPal credit and PI3 very use to use and set up. Recommend this to all. interface is easy on the eye and easy to navigate. Reviewed on: 26th May 2025
Darren 's avatar
Darren

A great way to pay for goods

5
I have used PayPal credit on a regular basis and pay in 3 too, it’s a great way of spreading payments for higher cost goods. Reviewed on: 26th May 2025
Neill M's avatar
Neill M

Great experience using PayPal as always.

5
Great experience using PayPal as always. Easy to set up, easy to pay back and good interest rates. If ever I’ve needed assistance the customer service is second to none. I always recommend PayPal to friends and family. Reviewed on: 26th May 2025
Chris 's avatar
Chris

Easy to setup and instantly available, supported by...

5
Easy to setup and instantly available, supported by just about every single retailer there is. Interest could be lower but it’s the same with any business, I’d rather pay it to PayPal than others anyway. Reviewed on: 26th May 2025
Steve M's avatar
Steve M

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill