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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181024 reviews)

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4.73

Based on 181,022 reviews, last reviewed 23rd Jul 2026

191% increase in 5 star reviews

in the past 90 days

241% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent smooth sailing easy to use helpful custome... Excellent smooth sailing easy to use helpful customer service support Reviewed on: 23rd July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181024)

Best service

Been using PayPal for many years and have been totally satisfied with the service highly recommended Reviewed on: 17th June 2026

Never had an issue, always does what it says on the...

Never had an issue, always does what it says on the tin. Reviewed on: 17th June 2026

Reliable and secure.

Easy to use, reliable and secure. Reviewed on: 17th June 2026

Flexible payments helps me to settle my payments mor...

Flexible payments helps me to settle my payments more freely and I dont have to pay some unexpected ongoing in the same month Reviewed on: 17th June 2026

Easy and safe to use and have always helped with ref...

Easy and safe to use and have always helped with refunds on bad purchases Reviewed on: 17th June 2026

Paypal has been a good help.

Paypal has been a good help.to me and saves the worry of losing money from scams Reviewed on: 17th June 2026

PayPal account, credit and spread over three months

I have used PayPal for a number of things not only the credit account but the spread over 3 months interest free which has come in handy many times. Reviewed on: 17th June 2026

Very reliable and efficient.

Very reliable and efficient. A transparent system and customer service is spot on anytime contact is made Reviewed on: 17th June 2026

Paypal purchasing power

I use PayPal credit as a means of purchasing items on eBay so I find it convenient and pay back in manageable instalments without the hefty percentage apr. Reviewed on: 17th June 2026

Excellent service!

Excellent service! Widely accepted payment. Reviewed on: 17th June 2026

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