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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 181,022 reviews, last reviewed 23rd Jul 2026
191% increase in 5 star reviews
in the past 90 days
241% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent smooth sailing easy to use helpful custome... Excellent smooth sailing easy to use helpful customer service support Reviewed on: 23rd July 2026
Marie s's avatar
Marie s

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026
Helder F's avatar
Helder F
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (181023)

Excellent

5
Very good service! Reliable and great if things go wrong. Reviewed on: 17th June 2026
Anoushka M's avatar
Anoushka M

Safe and secure

5
great service peace of mind knowing your transactions are safe Reviewed on: 17th June 2026
Michael H's avatar
Michael H

Easy and convenient never have any problems with con...

4
Easy and convenient never have any problems with connection or restrictions at point of use Reviewed on: 17th June 2026
Martin Manton's avatar
Martin Manton

Paypal, the ease to use financial benefit

5
I've never had any issues. The app is easy to navigate and provides all the information needed is clear. The reminders for upcoming payments or when a credit cycle is ending. I would highly recommend Paypal to anyone Reviewed on: 17th June 2026
Matt S's avatar
Matt S

Easy, no stress, no hidden information.

5
Easy, no stress, no hidden information. Reviewed on: 17th June 2026
Pui 's avatar
Pui

PayPal for reliability and trust

5
I pay for anything I want to buy through PayPal because my bank details are safe. PayPal pays the retailers so my mind is at rest. Secondly, PayPal have saved me from retailers selling inferior goods. So many times they've refunded my money. PayPal is very reliable Reviewed on: 17th June 2026
Rowland 's avatar
Rowland

Had a positive experience, this is a great facility

5
Had a positive experience, this is a great facility Reviewed on: 17th June 2026
Natpat 's avatar
Natpat

Excellent

5
Always great customer service easy payment methods Reviewed on: 17th June 2026
Sandra R's avatar
Sandra R

PayPal Purchses

5
PayPal is a very easy to use and excellent for budgeting purchases Reviewed on: 17th June 2026
Pete's avatar
Pete

i have never had any issue with Pay pal, and in fact...

5
i have never had any issue with Pay pal, and in fact they have helped on several issues that i have had in the past Reviewed on: 17th June 2026
deborah k's avatar
deborah k

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