Smart Money People Logo

PayPal: PayPal Credit reviews

4.90
Based on 80,045 reviews, last reviewed 21st Apr 2026
2697000% increase in 5 star reviews
in the past 90 days
7900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Happy with service given and never had any problems Happy with service given and never had any problems Reviewed on: 21st April 2026
Dean A's avatar
Dean A

Latest lowest rating:

2

Not bad but you can find better deals Not bad but you can find better deals Reviewed on: 21st April 2026
Pablo E's avatar
Pablo E

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (80045)

Probably the best on the market at this time

5
Didn’t need customers service since I got the acc. Over 5 years. That says a lot. :) Reviewed on: 26th May 2025

PayPal is easy and fast.

5
PayPal is easy and fast. I have been using PayPal for a very long time. It’s very fast and easy. I will recommend it to my friends and family’s Reviewed on: 26th May 2025

Anytime I have problem customer service allways help...

5
Anytime I have problem customer service allways helpful Reviewed on: 26th May 2025

Safety on line

5
I always use PayPal because I feel safe with all transactions. Reviewed on: 26th May 2025

Had a great experience never had any problems.

5
Had a great experience never had any problems. Customer service is great. Reviewed on: 26th May 2025

Always there as a back up.

5
Always there as a back up. And widely available. Reviewed on: 26th May 2025

Great service and environment for buying and selling

5
Great service and environment for buying and selling Reviewed on: 26th May 2025

Mixed review

4
Good regular special offers such as 4 months interest free and pay in 3 but interest rate could be lower. Reviewed on: 26th May 2025

Great experience using PayPal and pay pal credit.

5
Great experience using PayPal and pay pal credit. I don't know how I coped without it. Reviewed on: 26th May 2025

Easy to use, individual payment options depending on...

5
Easy to use, individual payment options depending on your budget at time to time. Reviewed on: 26th May 2025

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review