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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181023 reviews)

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4.73

Based on 181,022 reviews, last reviewed 23rd Jul 2026

191% increase in 5 star reviews

in the past 90 days

241% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent smooth sailing easy to use helpful custome... Excellent smooth sailing easy to use helpful customer service support Reviewed on: 23rd July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181023)

Quick and easy application process

Quick and easy application, really good for splitting bigger purchases. Great rewards system for purchases. Reviewed on: 17th June 2026

Never had any problems.

Never had any problems. Easy to use and understand. Reviewed on: 17th June 2026

Makes purchases easier.

Makes purchases easier, especially spreading the cost over a few months. Reviewed on: 17th June 2026

I've used PayPal for years, now with PayPal credit i...

I've used PayPal for years, now with PayPal credit im able to buy what I need when I need it and pay it off bit by bit Reviewed on: 17th June 2026

Good service

I have always had a good experience when contacting Paypal Reviewed on: 17th June 2026

Reliable and secure. Helps spread costs

I have used paypal for many years now. I originally used it for security when purchasing online, now i use it purchasing larger items and spreading the cost. Without it id have to live without larger items. Reviewed on: 17th June 2026

Extra help when needed

Just handy to have, easy to pay off as linked to bank account. Reviewed on: 17th June 2026

Excellent platform.

Excellent platform. Easy to set up for business Reviewed on: 17th June 2026

Excellent It’s just so simple to set up.

It’s just so simple to set up. Four months interest free is good. Reviewed on: 17th June 2026

Customer services answered my concerns overpay my ba...

Customer services answered my concerns overpay my balance Reviewed on: 17th June 2026

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