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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181022 reviews)

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4.73

Based on 181,022 reviews, last reviewed 23rd Jul 2026

191% increase in 5 star reviews

in the past 90 days

241% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent smooth sailing easy to use helpful custome... Excellent smooth sailing easy to use helpful customer service support Reviewed on: 23rd July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181022)

Useful for occasional large purchases

I find it useful to pay for larger purchases in 4 instalments with no interest. It also makes it easy to buy online and return if not needed without affecting monthly cash flow. Reviewed on: 17th June 2026

In general my experience is positive, great to use,...

In general my experience is positive, great to use, qucik easy, convientinet and with mutliple ways to finace which is great. My issue is the billing and account balance, if fin dit difficult to track purchases and payments, just seesm complicated considering the process of paying for items seems so stream lined. I would say they need to focus on improving the clarity of the billing process and purchases. Reviewed on: 17th June 2026

It helped me a lot to make shopping and paying easier.

It helped me a lot to make shopping and paying easier. I'm happy with it. Reviewed on: 17th June 2026

East Credit

Easy to set up and simple to understand Reviewed on: 17th June 2026

Long time user, very cheep credit if you’re smart ab...

Long time user, very cheep credit if you’re smart about how you use it Reviewed on: 17th June 2026

My Papal experience

I have been using paypal for many years and there service to me has been very good and it helps me to budget every month especially wirh there 3 monthly payments interest free Reviewed on: 17th June 2026

Easy and flexible to use.

I’ve never had any issues. It’s a very smooth process and easy to manage purchases. You can pay minimum payment, custom amounts and full amount at any time so you’re completely in control. The system is so easy to use and many retailers now offer PayPal as a payment method. Reviewed on: 17th June 2026

PayPal is easy to use & also easy to keep an eye on...

PayPal is easy to use & also easy to keep an eye on too which makes it a safer way to pay without having to worry about any potential fraud etc. It gives you the flexibility which sometimes one requires. Highly recommend. Reviewed on: 17th June 2026

Love paypal

I’ve had a great experience using PayPal. It’s fast, secure, and makes sending and receiving money incredibly easy. The platform is user-friendly, and I appreciate the added buyer protection when shopping online. Transactions are processed quickly, and I’ve found customer support to be helpful whenever I’ve needed assistance. Overall, PayPal is a reliable payment service that I trust and would highly recommend. Reviewed on: 17th June 2026

Great and easy to use however interest rate high

Great and easy to use however interest rate high Reviewed on: 17th June 2026

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