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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (79743 reviews)

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4.90

Based on 79,743 reviews, last reviewed 21st Apr 2026

2669500% increase in 5 star reviews

in the past 90 days

7900% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Allowed me flexibility especially for large purchases. Allowed me flexibility especially for large purchases. Easy to understand repayments and when promotional periods are ending. Reviewed on: 21st April 2026

Latest lowest rating:

1

Non payment Through PayPal 55 pounds was paid for an item not delivered. Refund was given but I have not received a penny. Reviewed on: 21st April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (79743)

Never had any problems with PayPal.

Never had any problems with PayPal. PayPal credit is great to use. Reviewed on: 26th May 2025

Using it regularly. Recommend.

Using it regularly. Customer support is very helpful and friendly. Had not got any issues so far. Reviewed on: 26th May 2025

Good helpful service

Paypal credit and pay later are both very useful. Fast and efficient service Reviewed on: 26th May 2025

Very good but a little slow getting back

Very good but a little slow getting back Reviewed on: 26th May 2025

PayPal Best Retail Finance Provider!

PayPal – Best Retail Finance Provider! PayPal absolutely deserves to win Best Retail Finance Provider. As a trusted name in digital payments, PayPal continues to lead the way in making retail finance more accessible, secure, and user-friendly for both customers and businesses. From their flexible Pay in 3 and Pay Later options to world-class fraud protection and buyer security, PayPal offers unmatched convenience and peace of mind. Their solutions are seamless across platforms, making online shopping smoother than ever—whether you’re a regular shopper or a small business owner. With a strong reputation built on innovation, transparency, and customer trust, PayPal has redefined what modern retail finance should look like. Reviewed on: 26th May 2025

I use PayPal all the time for making payments to fri...

I use PayPal all the time for making payments to friends as well as making purchases online. It’s a Safeway to transfer money and pay for things. Reviewed on: 26th May 2025

I enjoy using to send and receive money especially f...

I enjoy using to send and receive money especially from abroad. Reviewed on: 26th May 2025

Happyness

I have paypal since long time and I just feel like is my little help anytime Reviewed on: 26th May 2025

Service Update.

Prompt updates on payments due. Easy access of site and stress-free navigation. Reviewed on: 26th May 2025

I always use PayPal credit for bigger purchases and...

I always use PayPal credit for bigger purchases and I m happy with the service. Been using them for a few years with no problems and all my questions are answered quickly Reviewed on: 26th May 2025

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