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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181022 reviews)

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4.73

Based on 181,022 reviews, last reviewed 23rd Jul 2026

191% increase in 5 star reviews

in the past 90 days

241% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent smooth sailing easy to use helpful custome... Excellent smooth sailing easy to use helpful customer service support Reviewed on: 23rd July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181022)

I use PayPal regularly, does the job

I use PayPal regularly, does the job Reviewed on: 17th June 2026

Paypal credit is an affordable and convenient

Paypal credit is an affordable and convenient way of allowing consumers to purchase items and spread the payment out over 12 months. Reviewed on: 17th June 2026

PayPal Credit of EBay Offers

I’d like to see a link when you make an eBay offer to be able to used PayPal credit rather than straight from my bank account,I use PP credit endless times but would be more if this feature was available Reviewed on: 17th June 2026

Really enjoy using PayPal, wish it was everywhere!

Really enjoy using PayPal, just wish it was an option at all retailers. Makes like so easy and checkout so much faster! Reviewed on: 17th June 2026

Support customer in every situation

Support customer in every situation Reviewed on: 17th June 2026

Very easy and quick, seamless transaction

Very easy and quick, seamless transaction Reviewed on: 17th June 2026

Excellent service.

Excellent service. Never had a problem Reviewed on: 17th June 2026

Great service

Very easy to use, availablility of merchants is very good, secure payment system. Refunds if necessary show up in timely manner and paypal will back uou iin any dispute Reviewed on: 17th June 2026

I find PayPal credit an easier choice when paying fo...

I find PayPal credit an easier choice when paying for things on line Reviewed on: 17th June 2026

Straight forward no issues, easy to use.

Straight forward no issues, easy to use. Easy payment options. Reviewed on: 17th June 2026

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