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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 76,536 reviews, last reviewed 19th Apr 2026
2371000% increase in 5 star reviews
in the past 90 days
6800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

All ok and work properly. All ok and work properly. Currency ekschenge is wery bed Reviewed on: 19th April 2026
Miroslaw 's avatar
Miroslaw

Latest lowest rating:

1

PayPal push its credit facility without telling you... PayPal push its credit facility without telling you how it adversely affects your credit score even for a nominal amount. I only took it due to the di... Read more Reviewed on: 18th April 2026
Carl O's avatar
Carl O
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (76536)

I’ve been consistently impressed with PayPal’s service.

5
I’ve been consistently impressed with PayPal’s service. Whether it’s making secure payments, managing subscriptions, or resolving disputes, the platform is fast, reliable, and easy to use. I also appreciate the layers of security they’ve built in — it gives me real confidence using PayPal for both personal and business transactions. It’s great to see a company that genuinely seems to prioritise customer experience. Reviewed on: 26th May 2025
David E's avatar
David E

It was moderately good, was also very easy to use...

3
It was moderately good, was also very easy to use Reviewed on: 26th May 2025
Joshua A's avatar
Joshua A

Is nice to know I am in safe hands

5
Is nice to know I am in safe hands Reviewed on: 26th May 2025
Ivete c's avatar
Ivete c

Saved my room for Christmas!

5
I was desperate for new bedroom furniture and a bed after damn had ruined my old stuff just before Christmas 2024. Paypal provided me a credit line which meant I could purchase everything at once absolutely recommend Paypal! Reviewed on: 26th May 2025
Chloe T's avatar
Chloe T

Security and choice

5
I have used PayPal to pay for a variety of products and this gives me confidence knowing I am not exposing my financial details to third parties. I have also taken advantage of pay in 3 and the 4 months interest free options to better help me manage my finances. Reviewed on: 26th May 2025
Richard M's avatar
Richard M

Great app, feel secure shopping online, easy to use,...

5
Great app, feel secure shopping online, easy to use, good choice of financial resources and great customer service. Always happy to see the option of Pay with PayPal! Reviewed on: 26th May 2025
Irene's avatar
Irene

Simple and straight forward credit.

5
Simple and straight forward credit. Reviewed on: 26th May 2025
Jag's avatar
Jag

A friendly team on the other end of the line when i’...

5
A friendly team on the other end of the line when i’ve had to call, helpful and swift to reply by email. I’ve always found the customer service to be great. Price wise they compete and have been helpful for us over the last few years. We recommend Reviewed on: 26th May 2025
Garf's avatar
Garf

It has been very easy and helpful

5
It has been very easy and helpful Reviewed on: 26th May 2025
Corey E's avatar
Corey E

I loke the flexibility of using this payment method

5
I loke the flexibility of using this payment method Reviewed on: 26th May 2025
LNB's avatar
LNB

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