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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181022 reviews)

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4.73

Based on 181,014 reviews, last reviewed 22nd Jul 2026

197% increase in 5 star reviews

in the past 90 days

251% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Customer service is excellent and they truly listen... Customer service is excellent and they truly listen when you have a problem.. I cannot fault them. Reviewed on: 22nd July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181022)

Easy to use and excellent service

Always helpful when needed assistance in return funds. Excellent to offer PayPal credit. A++ Reviewed on: 17th June 2026

Easy and quick transactions .

Easy and quick transactions . I often used it for all my daily transactions as it’s recognized by a lot of outlets . Reviewed on: 17th June 2026

Seamless, But Difficult to Track Purchase History

Easy to set up, but sometimes difficult to track purchase history from within App Reviewed on: 17th June 2026

Excellent

Good overall easy to use definitely a good service Reviewed on: 17th June 2026

Really good service and helps with the pay in 3 opti...

Really good service and helps with the pay in 3 option too Reviewed on: 17th June 2026

Great customer service with user friendly app

Great customer service, Their app is user friendly which ensure it’s clear on how to use their product and what they offer. Reviewed on: 17th June 2026

Easy to use

0% interest for 4 months is great and customer service is good and easy to pay online Reviewed on: 17th June 2026

Customer Service Advisors are patient to listen but...

Customer Service Advisors are patient to listen but very robotic sometimes to your request or need due to their inresponsiveness to the uniqueness of circumstances rather than the generics Paypal train them for. Reviewed on: 17th June 2026

Great service, very modern sleek app

Great service, very modern sleek app Reviewed on: 17th June 2026

PAYPAL CREDI SET UP

VERY EASY TO SET UP AND USE STRAIGHT FORWARD AND PLENTY OF ASSISTANCE Reviewed on: 17th June 2026

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