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PayPal: PayPal Credit reviews

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4.90
Based on 76,395 reviews, last reviewed 18th Apr 2026
2358700% increase in 5 star reviews
in the past 90 days
6800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal makes online shopping easy PayPal makes online shopping easy and safe and the addition of PayPal credit helped improve the experience Reviewed on: 18th April 2026
David McCuiag's avatar
David McCuiag

Latest lowest rating:

1

PayPal push its credit facility without telling you... PayPal push its credit facility without telling you how it adversely affects your credit score even for a nominal amount. I only took it due to the di... Read more Reviewed on: 18th April 2026
Carl O's avatar
Carl O
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (76395)

PayPal credit is excellent!

5
I can always depend on PayPal for credit for my more expensive buys or even purchases I've made before my payday! It's so convenient and easy to use, I can also trust PayPal who have no hidden charges! I've been a PayPal customer for years now and find it the absolute best! Reviewed on: 26th May 2025
Liz Connell's avatar
Liz Connell

PayPal makes me feel comfortable to make payments

5
PayPal makes me feel comfortable to make payments Reviewed on: 26th May 2025
Emma M's avatar
Emma M

Excellent and convenient.

5
It does what it saus on the tin. it provides a quick and efficient way to split larger purchases into three chunks with no interest fees. Although financially I can always afford to purchase these items outright, I like the flexibility of controlling monthly outgoings. Reviewed on: 26th May 2025
Sam Monk's avatar
Sam Monk

It’s a convenient payment method.

5
It’s a convenient payment method. Finding info within your account is not always easy. Reviewed on: 26th May 2025
Isabel Bridges's avatar
Isabel Bridges

Perfect paying method for buying goods.

5
I have never ever had a problem, I pay my payment on time every month,and also pay everything using PayPal. Reviewed on: 26th May 2025
Patricia P's avatar
Patricia P

Easy to use and great value for money

5
Easy to use and great value for money Reviewed on: 26th May 2025
Ken's avatar
Ken

Ease of use

5
Easy to use and quick with pay out or pay in. Reviewed on: 26th May 2025
David F's avatar
David F

PayPal is excellent, they always look at what your a...

5
PayPal is excellent, they always look at what your account and look at your affordability, they track the BOE base rate and adjust accordingly, always advise that paying more will reduce your monthly payments and tell you when a free internet payment is coming to an end Reviewed on: 26th May 2025
Justin B's avatar
Justin B

PayPal gives me the security and freedom to buy thin...

5
PayPal gives me the security and freedom to buy things online that I otherwise wouldn't buy Reviewed on: 26th May 2025
Steve B's avatar
Steve B

I have used PayPal, almost daily, for the past 18 ye...

5
I have used PayPal, almost daily, for the past 18 years. I cannot fault its security, customer service and how user friendly it is. It’s my go to pay platform Reviewed on: 26th May 2025
Finty J.M.'s avatar
Finty J.M.

Review PayPal: PayPal Credit now

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