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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181020 reviews)

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4.73

Based on 181,014 reviews, last reviewed 22nd Jul 2026

197% increase in 5 star reviews

in the past 90 days

251% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Customer service is excellent and they truly listen... Customer service is excellent and they truly listen when you have a problem.. I cannot fault them. Reviewed on: 22nd July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181020)

Feel safe with Paypal!

I trust paypal completely and use it for most of my transactions. Reviewed on: 17th June 2026

PayPal Positive

It's quick and safe, never had any issues Reviewed on: 17th June 2026

Always use PayPal credit.

Always use PayPal credit. It gives me time to pay for the goods Reviewed on: 17th June 2026

Secure and safe

Fairly priced interest. Easy to apply. Simple to access and use. Up to date notifications. Money when you need it and reasonable time to pay back any credit you use. Secure to use. Reviewed on: 17th June 2026

Zero hassle.

Zero hassle. Simple to use. And good values for money. No judgement no need to justify purchasing choices. Overall ideal for online shopping. Reviewed on: 17th June 2026

Simple and easy borrowing

Used PayPal credit over a number of years easy to use through the app to make early payments and check credit limit etc. Reviewed on: 17th June 2026

I enjoy using PayPal credit.

I enjoy using PayPal credit. It's widely accepted and I have no trouble using it. Really convenient to use and customer service has always been helpful whenever I have needed it. Reviewed on: 17th June 2026

Love PayPal it’s easy and makes things I want afford...

Love PayPal it’s easy and makes things I want affordable Reviewed on: 17th June 2026

Easy use.

Easy use. Well communicated details deals and deadlines. Great connectivity with a multitude of online and brick and mortar retailers. Reviewed on: 17th June 2026

. Brilliant

Well it's very good it's a way of credit that helps people and u can keep an eye easy on u're payments and wot u have to spend . If u do keep up with payment u could always ask for it to be higherd u're in good hands Reviewed on: 17th June 2026

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