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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181019 reviews)

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4.73

Based on 181,014 reviews, last reviewed 22nd Jul 2026

197% increase in 5 star reviews

in the past 90 days

251% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Customer service is excellent and they truly listen... Customer service is excellent and they truly listen when you have a problem.. I cannot fault them. Reviewed on: 22nd July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181019)

Easy to use always there when you need it safe was t...

Easy to use always there when you need it safe was to pay Reviewed on: 17th June 2026

Never a single issue in many years is use

Never a single issue in many years is use Reviewed on: 17th June 2026

Effortless Shopping with Smart, Flexible Payments

PayPal Credit offers excellent convenience and flexibility, making it easy to spread the cost of purchases without immediate financial pressure. The interest‑free promotional periods are particularly valuable, allowing me to manage larger expenses without extra cost when paid on time. Its seamless integration with PayPal and quick approval process also make it a very user‑friendly financing option for online shopping. Reviewed on: 17th June 2026

It is easy to use, good value for money

It is easy to use, good value for money Reviewed on: 17th June 2026

Overall good I have had no issues apart from they wa...

Overall good I have had no issues apart from they way the statement reads, the old way use to be better Reviewed on: 17th June 2026

MH Star review

Simple to use and provides great flexibility for purchasing goods and services. Easy to keep up to date with clear statements. Reviewed on: 17th June 2026

Really helpful specially for installments

Really helpful specially for installments Reviewed on: 17th June 2026

Quick and easy to use

I have had favourable experiences with PayPal regarding my credit and it is quite easy to use and quick Reviewed on: 17th June 2026

Great option to have and each time I’ve used PayPal...

Great option to have and each time I’ve used PayPal Credit the 0% options have helped Reviewed on: 17th June 2026

A really useful and helpful resource for larger purc...

A really useful and helpful resource for larger purchases. Reviewed on: 17th June 2026

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