Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181018 reviews)

View other PayPal products

4.73

Based on 181,014 reviews, last reviewed 22nd Jul 2026

197% increase in 5 star reviews

in the past 90 days

251% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Customer service is excellent and they truly listen... Customer service is excellent and they truly listen when you have a problem.. I cannot fault them. Reviewed on: 22nd July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181018)

Where available PayPal is always my go to payment me...

Where available PayPal is always my go to payment method. Customer service barely ever needed but was quick to respond. Reviewed on: 17th June 2026

Average some good some not so good

Average some good some not so good Reviewed on: 17th June 2026

So easy to use and set up convenient

So easy to use and set up convenient Reviewed on: 17th June 2026

I have found PayPal credit really useful.

I have found PayPal credit really useful., helpful and easy. Reviewed on: 17th June 2026

Easy to use / set up.

Easy to use / set up. App makes it incredibly transparent for what is owed and what interest etc is due to be added. They do not hide any figures and the communication is incredibly clear and transparent Reviewed on: 17th June 2026

Easy and quick to fix things when something goes wrong.

Easy and quick to fix things when something goes wrong. Reviewed on: 17th June 2026

Love how it keeps me accountable and I pay things of...

Love how it keeps me accountable and I pay things off before interests is added Reviewed on: 17th June 2026

Always great service.

Always great service. Can’t complain Reviewed on: 17th June 2026

Excellent service

I have used PayPal for many years now and I would say that it is a excellent service that I have enjoyed using for many different services. Reviewed on: 17th June 2026

Easy to use and great customer service

Easy to use and great customer service Reviewed on: 17th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Novuna Personal Finance 4.73 from 173 reviews
Very Account
from Shop Direct 3.18 from 28 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101189 reviews
Payments
from PayPal 4.70 from 3855 reviews
Credit card
from PayPal 4.67 from 124 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub