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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181018 reviews)

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4.73

Based on 181,014 reviews, last reviewed 22nd Jul 2026

197% increase in 5 star reviews

in the past 90 days

251% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Customer service is excellent and they truly listen... Customer service is excellent and they truly listen when you have a problem.. I cannot fault them. Reviewed on: 22nd July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181018)

A few challenges with transparency on charges but th...

A few challenges with transparency on charges but these were resolved Reviewed on: 17th June 2026

After 20 years using PayPal you always have been fai...

After 20 years using PayPal you always have been fair to me and made my life easier Reviewed on: 17th June 2026

Easy clear guidance and user experience.

Easy clear guidance and user experience. Reviewed on: 17th June 2026

What's not to love about splitting payments across 3...

What's not to love about splitting payments across 3 interest free instalments, allowing my money to earn a bit more interest for me rather than paying it all in one?! Reviewed on: 17th June 2026

PayPal is excellent

PayPal is excellent, from ease of use through the app to the always helpful customers service Reviewed on: 17th June 2026

Easy and manageable.

Easy and manageable. App is helpful and availability across multiple shops is beneficial Reviewed on: 17th June 2026

Reliable in all respects, especially when buying che...

Reliable in all respects, especially when buying chevo or, there is a guarantee of buyer protection Reviewed on: 17th June 2026

Customer service dont respond its hard to make a cla...

Customer service dont respond its hard to make a claim or raise a dispute Reviewed on: 17th June 2026

Would just prefer the lay out of the statement to be...

Would just prefer the lay out of the statement to be a little easier to follow Reviewed on: 17th June 2026

Bianca Powell

I use PayPal for most of my transactions because it is highly secure and offers a wide range of payment options, making it convenient and reliable for everyday purchases Reviewed on: 17th June 2026

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