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PayPal: PayPal Credit reviews

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4.90
Based on 75,863 reviews, last reviewed 18th Apr 2026
2309900% increase in 5 star reviews
in the past 90 days
6600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Payments made with ease Excellent as easier to pay through PayPal than having to use cards, secure and reliable. Payments made with ease. Reviewed on: 18th April 2026
MS's avatar
MS

Latest lowest rating:

1

Dia company would really think twice about using them Dia company would really think twice about using them Reviewed on: 18th April 2026
Christopher Poyser's avatar
Christopher Poyser
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (75863)

Fantastic service and great value for money

5
I can do everything in one place and I can now track my packages too. Also the PayPal virtual credit card is great for purchases over £100 when you have a cash flow problem as it is interest free for 4 months. Fantastic service. Reviewed on: 26th May 2025
Irene M's avatar
Irene M

It’s easy and can use it everyday

5
It’s easy and can use it everyday Reviewed on: 26th May 2025
Mina's avatar
Mina

Helpful and efficient

5
It was quite hard to get in touch but once I did the person sorted my problem out very efficiently Reviewed on: 26th May 2025
Jill H's avatar
Jill H

Great provider.

5
Great provider.and use for majority of my purchases on-line. Great service.and application. Reviewed on: 26th May 2025
Ken S's avatar
Ken S

Never had a problem with paypal credit.

5
Never had a problem with paypal credit. Would be better if all online retailers had the option to pay via PayPal. Reviewed on: 26th May 2025
Ash D's avatar
Ash D

Been with them for years.

5
Been with them for years. Very safe. Very secure. On the rare occasion I had issue with a purchase? Well, PayPal gave me the money way back and sorted out the problem themselves. Great service and highly recommended Reviewed on: 26th May 2025
Megzy UK's avatar
Megzy UK

Financial flexibility

5
Pay in three helps spread the cost, and PayPal credit aloes for financial flexibility when the unexpected comes along. Reviewed on: 26th May 2025
Sharron S's avatar
Sharron S

It's easy to use and can also be used for different...

5
It's easy to use and can also be used for different transaction purposes, including online shopping, sending money to friends and family, and receiving payments quickly and securely Reviewed on: 26th May 2025
Damilola A's avatar
Damilola A

I can go home without worrying about the price

5
PayPal credit is the only service which allows me to go back home whenever I want. Thanks to the promotion pay in 4 with zero interest I cam buy my flight tickets back home Reviewed on: 26th May 2025
Azzurra C's avatar
Azzurra C

All good all the time.

5
All good all the time. (Which I thought was straight and to the point) Reviewed on: 26th May 2025
Ray B's avatar
Ray B

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