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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181017 reviews)

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4.73

Based on 181,014 reviews, last reviewed 22nd Jul 2026

197% increase in 5 star reviews

in the past 90 days

251% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Customer service is excellent and they truly listen... Customer service is excellent and they truly listen when you have a problem.. I cannot fault them. Reviewed on: 22nd July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181018)

Fast and reliable

I had a positive experience. The app is clear and convenient to use. Reviewed on: 17th June 2026

Great paypal

I have used paypal for a few years now and have always been satisfied Reviewed on: 17th June 2026

Quick and convenient

Quick and convenient when transferring money to other people Reviewed on: 17th June 2026

Used PayPal for years it’s always been a good app fo...

Used PayPal for years it’s always been a good app for splitting costs and making things manageable. It’s easy to navigate and find everything you need. Reviewed on: 17th June 2026

Great service, innovative solution

Great service, innovative solution Reviewed on: 17th June 2026

Overall good, penalised quite readily for late payme...

Overall good, penalised quite readily for late payments but keeps the client accountable for finances. Handy for bigger purchases and clear rules and information when making purchases. Reviewed on: 17th June 2026

A great way to buy

The rolling 4 months interest-free credit is a great feature and something I use often. Reviewed on: 17th June 2026

Excellent in Customer Service

I have had PayPal for many years and I have always found it to be excellent in all areas. I am very big on Customer Service as a Senior agent with the Local authorities, I would recommend PayPal to everyone. Easy to use and navigate around the app. Reviewed on: 17th June 2026

Quick, secure, convenient, flexible

Quick, secure, convenient, flexible Reviewed on: 17th June 2026

Really easy to use and the help is fast and...

Really easy to use and the help is fast and reliable Reviewed on: 17th June 2026

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