Smart Money People Logo

PayPal: PayPal Credit reviews

4.90
Based on 75,660 reviews, last reviewed 18th Apr 2026
2291600% increase in 5 star reviews
in the past 90 days
6400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Amazing service. Amazing service. Quick and trustworthy Reviewed on: 18th April 2026
Piyum S's avatar
Piyum S

Latest lowest rating:

2

Frustrating I don’t understand why items that have been refunded still show as an outstanding balance. I am paying for something called Zettle by PayPal but have ... Read more Reviewed on: 18th April 2026
Suzannah W's avatar
Suzannah W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (75660)

Fast easy to use, always effort less

5
Fast easy to use, always effort less Reviewed on: 26th May 2025

Top Class

5
Great experience and top class performance when needed Reviewed on: 26th May 2025

Very reliable service and always safe no matter what.

5
Very reliable service and always safe no matter what. Reviewed on: 26th May 2025

Easy safe way send payments.

5
Easy safe way send payments. Prompt reply to any queries and helpful Reviewed on: 26th May 2025

Easy and convenient

5
Perfect for regular payments and instalments. Easy UX Reviewed on: 26th May 2025

I have been using PayPal credit for sometime now.

5
I have been using PayPal credit for sometime now. It is simple to use and there are no hidden costs. I love the interest free credit for larger purchases and have now had an increase in my credit limit. The options with PayPal payments are great. I only wish PayPal would introduce PayPal credit more readily with instore purchases. Reviewed on: 26th May 2025

Very professional service to use.

5
Very professional service to use. Easy to navigate around site/app. Always offers available Reviewed on: 26th May 2025

Simple, clear easy to use.

5
Simple, clear easy to use. Works well when things get tight at the end of the month Reviewed on: 26th May 2025

Excellent always very handy and efficient

5
Excellent always very handy and efficient Reviewed on: 26th May 2025

I feel safe when shopping online

5
I feel safe when shopping online Reviewed on: 26th May 2025

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Open

    from PayPal 5.00 from 3 reviews
    PayPal
  • Pay in 3

    from PayPal 4.93 from 34440 reviews
    PayPal
  • Credit card

    from PayPal 4.92 from 61 reviews
    PayPal
    View all products