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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 75,477 reviews, last reviewed 18th Apr 2026
2274600% increase in 5 star reviews
in the past 90 days
6400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Student teacher life saver As a student teacher, PayPal credit got me through uni! It is so easy and simple to pay back and is simple to use, and allows you to make the most of ... Read more Reviewed on: 18th April 2026
Jessica B's avatar
Jessica B

Latest lowest rating:

2

Frustrating I don’t understand why items that have been refunded still show as an outstanding balance. I am paying for something called Zettle by PayPal but have ... Read more Reviewed on: 18th April 2026
Suzannah W's avatar
Suzannah W
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (75477)

not overly complicated and a nice and easy site to n...

5
not overly complicated and a nice and easy site to navigate Reviewed on: 26th May 2025
mike gannon's avatar
mike gannon

excellent service and manageable repayments

5
excellent service and manageable repayments Reviewed on: 26th May 2025
Amanda B's avatar
Amanda B

I had a problem with one of my purchases and PayPal...

5
I had a problem with one of my purchases and PayPal customer service were great and helped me solve the problem. Reviewed on: 26th May 2025
Ashley C's avatar
Ashley C

Use PayPal wherever it is available.

5
Use PayPal wherever it is available. 4 months interest free is very handy for purchases over 100 too. Reviewed on: 26th May 2025
Oldecopse's avatar
Oldecopse

Using the 4 instalments for 0% is very good and the...

5
Using the 4 instalments for 0% is very good and the buy 3 split works very well to balance your monies Reviewed on: 26th May 2025
Andy 's avatar
Andy

Paypal is very helpful and I am using it for a long...

5
Paypal is very helpful and I am using it for a long time and will still do Reviewed on: 26th May 2025
Florentina N's avatar
Florentina N

Good deals on interest free deals

4
Good deals on interest free deals Reviewed on: 26th May 2025
Val d's avatar
Val d

Easy to use

5
Everything is always so easy, and the pay in 3 so useful Reviewed on: 26th May 2025
Max Evans's avatar
Max Evans

I like it because it's easy and convenient only on t...

5
I like it because it's easy and convenient only on the app. Reviewed on: 26th May 2025
Set A's avatar
Set A

Great managing money offers

5
Customer service when ive used them very helpful. App easy to use and great offers repaying for bought items Reviewed on: 26th May 2025
MW's avatar
MW

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