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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181016 reviews)

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4.73

Based on 181,014 reviews, last reviewed 22nd Jul 2026

197% increase in 5 star reviews

in the past 90 days

251% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Customer service is excellent and they truly listen... Customer service is excellent and they truly listen when you have a problem.. I cannot fault them. Reviewed on: 22nd July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181016)

Easy to ise and checkout quickly

Easy to ise and checkout quickly Reviewed on: 17th June 2026

Incredibly easy to use and lots of free features.

Incredibly easy to use and lots of free features. I like how much more widely it has become accepted as a payment method in recent years. The PayPal credit card is a new great free feature which I really value. Reviewed on: 17th June 2026

Great app.

Great app. Brilliant way to spread costs and especially with the offer of 0% APR for the first 4 months. Reviewed on: 17th June 2026

Transactions happen as expected, very good experienc...

Transactions happen as expected, very good experience so far. I recommend. Reviewed on: 17th June 2026

Best Credit option to choose from and an easy way to...

Best Credit option to choose from and an easy way to pay back Reviewed on: 17th June 2026

Top service

They are easy to deal with and help resolve any issues you may come across. Reviewed on: 17th June 2026

PayPal is user friendly and intuitive with its app a...

PayPal is user friendly and intuitive with its app and keeps you up to date Reviewed on: 17th June 2026

Love love love PayPal easy to use

Love love love PayPal easy to use Reviewed on: 17th June 2026

Its very easy to use but the interest is pretty high.

Its very easy to use but the interest is pretty high. Reviewed on: 17th June 2026

Paypal spending

I used PayPal credit for my spend at times to times to slowly pay off things and it has been wonderful using it! Reviewed on: 17th June 2026

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