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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 75,282 reviews, last reviewed 18th Apr 2026
2256300% increase in 5 star reviews
in the past 90 days
6400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent options Helpful to have this payment option, useful for bigger purchases Reviewed on: 18th April 2026
Lynnie 's avatar
Lynnie

Latest lowest rating:

2

Frustrating I don’t understand why items that have been refunded still show as an outstanding balance. I am paying for something called Zettle by PayPal but have ... Read more Reviewed on: 18th April 2026
Suzannah W's avatar
Suzannah W
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (75282)

PayPal Credit easy to use and convenient.

5
I found PayPal Credit easy to use and convenient. Reviewed on: 26th May 2025
RSM's avatar
RSM

I just find Paypal convenient and easy to use and he...

5
I just find Paypal convenient and easy to use and helpful to make my money work for me. Whether it’s using the pay in 3 or the 4 months interest free allows me to spread the cost for those rainy day emergencies and would have no reservations recommending their services to anyone. Reviewed on: 26th May 2025
Garry B's avatar
Garry B

Website easy to use All done in just a few...

5
Website easy to use All done in just a few minutes Reviewed on: 26th May 2025
Mrs Suzanne Vernon's avatar
Mrs Suzanne Vernon

PayPal is my preferred safe and convenient way to pay.

5
PayPal is a safe and convenient way for me to to pay for online purchases while pay in 3 and PayPal credit helps me spread the cost of those more expensive purchases. I like the built-in safeguards and extensive amount of retailers that PayPal can be used with. PayPal is always my preferred way to pay for all my purchases. Reviewed on: 26th May 2025
B B's avatar
B B

Simply the best

5
Great flexibilty options- whether its the pay in 3 scheme or the credit account. I love the reliability and safety of being able to make secure payments online without worrying about my bank details being shared with third parties. The fact that PayPal can handle any disputes effectively also gives me a great deal of confidence. I can't think of any other provider that excels in this category like PayPal does Reviewed on: 26th May 2025
Alesha 's avatar
Alesha

Credit debt ruins lives, PayPal profits the rich and...

2
Credit debt ruins lives, PayPal profits the rich and doesn't support working people Reviewed on: 26th May 2025
Dylan J's avatar
Dylan J

It's fair but expensive service

3
It's fair but expensive service Reviewed on: 26th May 2025
JAMEEL Y's avatar
JAMEEL Y

PayPal makes everything easier.

5
PayPal makes everything easier. No typing bank details, your information is secure and it’s seamless. It is absolutely value for money when you’d like to pay in easy interest free instalments. You can even add a direct debit to make sure it takes the payment on time. Best way to pay for big purchases on line. Wish we could have it everywhere! Reviewed on: 26th May 2025
Sarah N's avatar
Sarah N

It is easy to use, makes our life better.

5
It is easy to use, makes our life better. To pay, it is safer. Reviewed on: 26th May 2025
sonia v's avatar
sonia v

Pay in three with no interest has been a life saver.

4
Pay in three with no interest has been a life saver. Reviewed on: 26th May 2025
Carl W's avatar
Carl W

Review PayPal: PayPal Credit now

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