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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181014 reviews)

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4.73

Based on 181,001 reviews, last reviewed 22nd Jul 2026

207% increase in 5 star reviews

in the past 90 days

257% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPalplus is amazing Ease of use and the PayPal+ really makes it worth having. It’s paid for a good few small purchases of eBay and feel like am getting something back. Reviewed on: 22nd July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181014)

Papal credit makes things easier

I wouldn't normally purchase items if there wasn't the ability to use PayPal credit. Reviewed on: 17th June 2026

Easy to use accepted universally usually my first ch...

Easy to use accepted universally usually my first choice when making large purchases. Great to know it has added protection for purchases. Reviewed on: 17th June 2026

Easy to use

Easy to use,useful when you are struggling Reviewed on: 17th June 2026

never had any issues with Paypal and the one time I...

never had any issues with Paypal and the one time I did have to contact customer care they were spot on Reviewed on: 17th June 2026

I’ve had good experiences when talking to customer s...

I’ve had good experiences when talking to customer services who helped with my PayPal account Reviewed on: 17th June 2026

I have been using PayPal for many years and have not...

I have been using PayPal for many years and have not ever had any issues I feel my money is safe when transferring etc. Reviewed on: 17th June 2026

Excellent experience by credit without interest

Excellent experience by credit without interest Reviewed on: 17th June 2026

I've been using paypal for years, helps with keeping...

I've been using paypal for years, helps with keeping money safe and have great options to help spread the cost. I'd be lost without them. Reviewed on: 17th June 2026

I don't buy stuff that I can't use PayPal, it makes...

I don't buy stuff that I can't use PayPal, it makes it safe and knowing that it's a secure way of paying is great, also having pay in 3 really helps to be able to buy more expensive stuff Reviewed on: 17th June 2026

Efficiency Efficient and easy to use.

Efficient and easy to use.app works well and easily integrated to mobile device. Reviewed on: 17th June 2026

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