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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181012 reviews)

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4.73

Based on 181,001 reviews, last reviewed 22nd Jul 2026

207% increase in 5 star reviews

in the past 90 days

257% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPalplus is amazing Ease of use and the PayPal+ really makes it worth having. It’s paid for a good few small purchases of eBay and feel like am getting something back. Reviewed on: 22nd July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181012)

Excellent service and super customer service.

Excellent service and super customer service. Reviewed on: 17th June 2026

Excellent Service

I have been using PayPal credit for years now. The minimum repayment is more than manageable and the interest is reasonable. The one issue I had was dealt with quickly in both responses and providing a solution. Reviewed on: 17th June 2026

Years of Great Experience

I have been using this service for years and it has never disappointed me. It is reliable, easy to use and consistently provides exactly what I am looking for. Reviewed on: 17th June 2026

Very user friendly and convenient service

Very user friendly and convenient service Reviewed on: 17th June 2026

The times I’ve had fraud transactions, it’s been ver...

The times I’ve had fraud transactions, it’s been very easy to solve compared to my own bank. I like that I get rewards for using my PayPal debit card. And it’s just so easy to use- literally a click of a button. And the text option as a safety net is a good reassurance. Reviewed on: 17th June 2026

Easy and hassle free payments and banking with excel...

Easy and hassle free payments and banking with excellent security Reviewed on: 17th June 2026

Sensible credit.

Find the different ways you can breakdown payments to be incredibly helpful. Reviewed on: 17th June 2026

Very Very Happy with the services PayPalm provide .

Very Very Happy with the services PayPal provide . Reviewed on: 17th June 2026

Easy Stress Free Shopping

Just a simple easy way to shop. No messing about just PayPal click and it’s done. Reviewed on: 17th June 2026

Reliable

Its easy to use, great customer service and lots of payment options to choose from. Reviewed on: 17th June 2026

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