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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181011 reviews)

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4.73

Based on 181,001 reviews, last reviewed 22nd Jul 2026

207% increase in 5 star reviews

in the past 90 days

257% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPalplus is amazing Ease of use and the PayPal+ really makes it worth having. It’s paid for a good few small purchases of eBay and feel like am getting something back. Reviewed on: 22nd July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181011)

Customer service is always great.

Customer service is always great. Had an issue with a retail dispute and they managed to pull the payment back almost immediately. Only thing I would say is that the interest rate is a little higher than I would like but overall can’t complain. Reviewed on: 17th June 2026

PayPal credit can be a life saver being able to make...

PayPal credit can be a life saver being able to make a big purchase and have time to split the payments up in to affordable monthly payments Reviewed on: 17th June 2026

Easy & Safe

I've been a PayPal Credit user for some time and find it an easy and safe way to pay. Reviewed on: 17th June 2026

It's been a good experience with pay pal it's help i...

It's been a good experience with pay pal it's help in really tight situation when cash was low Reviewed on: 17th June 2026

Overall great

Easy way of paying, great options and interest free periods. Apr is fair I would highly recommend paypal to others Reviewed on: 17th June 2026

DiscoverPayPal credit

After Discovering PayPal credit card it has given me piece of mind for all online purchases. It’s secure and easy to manage, whether you are buying large items booking trips it’s my first port of call. I totally recommend it. If you haven’t got PayPal credit and you use PayPal your missing a trick. Reviewed on: 17th June 2026

Paypal, another great tool have available

Paypal, another great tool have available. Very useful and safe Reviewed on: 17th June 2026

Paypal is a reliable, secure way to shop

Paypal is a reliable, secure way to shop and the credit option gives customers that extra support when needed at a reasonable cost Reviewed on: 17th June 2026

Reliable service, smooth processes.

Reliable service, smooth processes. Reviewed on: 17th June 2026

PayPal Credit is so swift and easy to use.

PayPal Credit is so swift and easy to use. The user experience is top notch as well. The four month break down split is also an advantage major competitors can’t offer. Absolutely PayPal is the best. Reviewed on: 17th June 2026

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