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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 63,977 reviews, last reviewed 14th Apr 2026
1213500% increase in 5 star reviews
in the past 90 days
3700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use and to track spending and like the benef... Easy to use and to track spending and like the benefits you get with the account Reviewed on: 14th April 2026
Vicky Y's avatar
Vicky Y

Latest lowest rating:

2

I notice PayPal reduces your amount yearly and I don... I notice PayPal reduces your amount yearly and I don't understand. Reviewed on: 14th April 2026
Rosemarie A's avatar
Rosemarie A
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (63977)

Perfect, easy to use and reliable.

5
Perfect, easy to use and reliable. Reviewed on: 10th June 2024
Raf's avatar
Raf

Easy and straight-forward to use.

5
Easy and straight-forward to use. Wherever you can use Paypal, you can also use their credit option and benefit from Paypal’s consumer protection. Reviewed on: 10th June 2024
Joe's avatar
Joe

Very pleased with service.

5
Very pleased with service. Never had any problems at all. Reviewed on: 10th June 2024
Julie h's avatar
Julie h

Was there when I needed it.

5
Was there when I needed it. Was a simple process to sign up and worked on the app very quickly. It wasn't asking for a crazy amount to pay back for each installment. Tho I found I could only make online transactions and not take money out even in London. Always seemed to glitch out on me. Despite that I had a good experience so far Reviewed on: 10th June 2024
Aaron D's avatar
Aaron D

Convenient online, but customer support lacking

3
Accessing customer support is confusing and repayments are rigid once set, but the breadth of websites that allow PayPal payments still makes it worthwhile Reviewed on: 10th June 2024
Laetitia's avatar
Laetitia

Easy to use. Great customer service.

5
Easy to use and customer service is always helpful. Nice to know when using it to buy anything online that it will be with a company that helps customers. Reviewed on: 10th June 2024
Gary's avatar
Gary

Love it , easy and simple , use it all the time to b...

5
Love it , easy and simple , use it all the time to buy stuff Reviewed on: 10th June 2024
Gabriel 's avatar
Gabriel

Very handy and easy to use .

5
Very handy very easy to use . Your statements very easy to understand. Reviewed on: 10th June 2024
Mark Maidment 's avatar
Mark Maidment

PayPal credit makes it much easier to pay for the sm...

5
PayPal credit makes it much easier to pay for the small things. It's near universal acceptance online, which becomes entirely universal if paired with a Curve card makes it the best credit system I've used. The friendliness of the app and it's integration with online banking services makes it incredibly easy for me to manage my finances. Reviewed on: 10th June 2024
James C's avatar
James C

4 months interest free on purchases over £100 is the...

5
4 months interest free on purchases over £100 is the greatest benefit, I use it regularly and never had any issues. Reviewed on: 10th June 2024
Halima 's avatar
Halima

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