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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181008 reviews)

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4.73

Based on 181,001 reviews, last reviewed 22nd Jul 2026

207% increase in 5 star reviews

in the past 90 days

257% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPalplus is amazing Ease of use and the PayPal+ really makes it worth having. It’s paid for a good few small purchases of eBay and feel like am getting something back. Reviewed on: 22nd July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181009)

Straightforward easy to use platform

Straightforward easy to use platform Reviewed on: 17th June 2026

It’s so easy and hassle free.

It’s so easy and hassle free. It’s also nice to spread payments across 3 months. Reviewed on: 17th June 2026

So far I’ve nothing but good experiences

So far I’ve nothing but good experiences to say about ppc but it could be dangerous for some people as it’s so easy to use Reviewed on: 17th June 2026

Good very helpful would recommend

Good very helpful would recommend Reviewed on: 17th June 2026

I Pay with my Pal.

It opens up a new way of purchasing, I have used PayPal for many years. There payment in 3, is a way of buying and spreading the cost in affordable amounts. I recently got a PayPal credit card, again helps me to budget my spending. The site shows all your payments and purchases, an easy way to keep control of your spending. Reviewed on: 17th June 2026

paypal credit has helped me out several times

paypal credit has helped me out several times and i recommend it to everyone Reviewed on: 17th June 2026

PayPal has helped me build my credit

PayPal has helped me build my credit Reviewed on: 17th June 2026

Used PayPal for years now!

Used PayPal for years now!! Love the pay in 3 option, helps balance out money when buying expensive goods. Always have peace of mind that the payment is safe prior to coming out of my bank account. I totally recommend PayPal, never had any issues. Reviewed on: 17th June 2026

A very reliable service

A very reliable service that does not require complicated things to do. I got myself a new S26 Ultra using PayPal credit. I am very happy with this service and I highly recommend. Reviewed on: 17th June 2026

PayPal credit and PayPal pay in 3

Unfortunately I accidentally missed a on time payment on my PayPal credit and had my PayPal pay in 3 option taken away from me which I used regularly with no issues which has inconvenienced me a lot Reviewed on: 17th June 2026

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