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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 63,303 reviews, last reviewed 14th Apr 2026
1151100% increase in 5 star reviews
in the past 90 days
3700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

10yrs and going, I have not been disappointed. I’ve used PayPal for more than 10yrs and I have had a seamless experience using its financial services- especially its credit facility because I was a... Read more Reviewed on: 14th April 2026
Uvie's avatar
Uvie

Latest lowest rating:

2

I used PayPal credit now have 2 payment I am confused I used PayPal credit but now have 2 payments coming out of my bank. I will research why but in reading the info before I signed up. I ca... Read more Reviewed on: 14th April 2026
kevin's avatar
kevin
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (63303)

Amazing, interest free and convenient

5
Amazing, interest free and convenient Reviewed on: 9th June 2024
Jennifer m's avatar
Jennifer m

Great experience and makes it easier to shop

5
Great experience and makes it easier to shop Reviewed on: 9th June 2024
Tanisha M's avatar
Tanisha M

Can be too expensive with too many accounts changing

3
Can be too expensive too many changes to the account Reviewed on: 9th June 2024
Rich c's avatar
Rich c

Easy purchasing through PayPal credit.

5
Easy purchasing through PayPal credit. Reviewed on: 9th June 2024
Anthony's avatar
Anthony

Always had good experiences with PayPal credit

5
Always had good experiences with PayPal credit Reviewed on: 9th June 2024
Mikec's avatar
Mikec

PayPal is an excellent digital payment platform.

5
PayPal is an excellent digital payment platform. It's easy to use, secure, and supports global transactions. Perfect for both personal and business use, PayPal offers peace of mind with its robust security measures and seamless integration with various e-commerce sites. Highly recommended! Reviewed on: 9th June 2024
Matt's avatar
Matt

Seamless transactions.

5
Seamless transactions.Dealing with PayPal is so easy to do Reviewed on: 9th June 2024
iangbrown1970@gmail.com's avatar
[email protected]

Responsive customer support when I encountered issue...

5
Responsive customer support when I encountered issues with online purchases. Option to buy 0% internet spreading payments over four months. Moreover, money back guarantees on online purchases. Reviewed on: 9th June 2024
alex's avatar
alex

Good experience

5
Good experience, easy and straightfoward process. Useful service. Reviewed on: 9th June 2024
Morgane's avatar
Morgane

Simple application process, with immediate response.

5
Simple application process, with immediate response. Easy to access app with information readily available to track your spending and payments needed to be made. I have used both the credit and the multiple payment options and would recommend both to a customer considering it. Reviewed on: 9th June 2024
Abby R's avatar
Abby R

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