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PayPal: PayPal Credit reviews

4.90
Based on 62,996 reviews, last reviewed 14th Apr 2026
1123100% increase in 5 star reviews
in the past 90 days
3600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to apply and approved. Easy to apply and approved. The pay in 3 is easy aswell and helps you spread your payments Reviewed on: 14th April 2026
Murilyn Hutchinson's avatar
Murilyn Hutchinson

Latest lowest rating:

1

Staff dealing with claims not properly trained, proc... Staff dealing with claims not properly trained, process is also questionable lacking necessary steps to resolve fairly and in a timely manner. Reviewed on: 14th April 2026
Laura I's avatar
Laura I

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (62996)

Easy to use and a safe way to make purchases

5
Easy to use and a safe way to make purchases Reviewed on: 9th June 2024

PAYPAL EASE INTO LIFE PURCHASES

5
Easy to use very clear and transparent very customer orientated Reviewed on: 9th June 2024

PayPal my payment pal

5
Great option. Interest free payments. Trustworthy and most of all very good responsive customer service where you can talk to a human quickly andceasily Reviewed on: 9th June 2024

I feel safer using PayPal to pay for all my online p...

5
I feel safer using PayPal to pay for all my online purchases, unlike other visa cards. PayPal credit is such a great relief, I do not worry even If I don't have much in my account. Customer service is always topnotch and the security checks during transactions is very important. Always easy to navigate. Reviewed on: 9th June 2024

I used PayPal Credit often and so simple

5
I used PayPal Credit often and so simple Reviewed on: 9th June 2024

Excellent very quick and easy to use, never any prob...

5
Excellent very quick and easy to use, never any problems with any transactions use all the time , very easy to use Reviewed on: 9th June 2024

PayPal credit

5
Great experience helps support when needed Reviewed on: 9th June 2024

Excellent

5
I be been so satisfied with professionalism of this customer service Reviewed on: 9th June 2024

Easy to set up, got what I needed when I needed it a...

5
Easy to set up, got what I needed when I needed it and could chose payments … can’t go wrong Reviewed on: 9th June 2024

I initially opened a PayPal credit account during th...

5
I initially opened a PayPal credit account during the first lockdown. It was really nice to have a security blanket for the extra bits that I needed. PayPal credit has a brilliant and understanding costumer service. And I have never had an issue with this service. One very happy costumer. Reviewed on: 9th June 2024

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