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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181004 reviews)

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4.73

Based on 181,001 reviews, last reviewed 22nd Jul 2026

207% increase in 5 star reviews

in the past 90 days

257% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPalplus is amazing Ease of use and the PayPal+ really makes it worth having. It’s paid for a good few small purchases of eBay and feel like am getting something back. Reviewed on: 22nd July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181004)

Very simple process,with clear instructions.

Very simple process,with clear instructions. Very easy to understand information with regard to interest rates and amount to be paid back monthly and total interest to be paid back over the term of the loan.Quick and easy process. Reviewed on: 17th June 2026

Truly excellent service throughout convenience at my...

Truly excellent service throughout convenience at my fingertips Reviewed on: 17th June 2026

Never had a negative experience using PayPal.

Never had a negative experience using PayPal. Always simple and straight forward. Reviewed on: 17th June 2026

Dependable financial friend

PayPal. Is your steadfast friend thats always there no matter ehat, easy to used, dependable amd reliable, i couldn't live without it now. Its part of financial life.. Reviewed on: 17th June 2026

Professional, straightforward and easy to use

Professional, straightforward and easy to use Reviewed on: 17th June 2026

Use friendly and payment friendly

Use friendly and payment friendly Reviewed on: 17th June 2026

Really great platform

Really easy platform to use, for paying or receiving money. Pay in 3 and PayPal credit really useful and easy to track what you owe back. And generally a lot safer to use that providing your card details online Reviewed on: 17th June 2026

Good service

Always helpful and offer good service answer queries as best as you can Reviewed on: 17th June 2026

Cover and support when required

Never had any issues with PayPal usage. It always feels secure using PayPal to purchase good, if there is an error with the order and the supplier won’t respond, PayPal will cover you and support. Reviewed on: 17th June 2026

A good all round service

Easy to use and available across many platforms; adds a layer of security when purchasing Reviewed on: 17th June 2026

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