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PayPal: PayPal Credit reviews

4.90
Based on 62,909 reviews, last reviewed 14th Apr 2026
1114800% increase in 5 star reviews
in the past 90 days
3600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fabulous! Always quick & helpful service. Paypal is so innovative and slick. Reviewed on: 14th April 2026
Maria E's avatar
Maria E

Latest lowest rating:

1

Staff dealing with claims not properly trained, proc... Staff dealing with claims not properly trained, process is also questionable lacking necessary steps to resolve fairly and in a timely manner. Reviewed on: 14th April 2026
Laura I's avatar
Laura I

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (62909)

Long time user - happy days!

5
I have used Paypal for years, I love the pay in three and would recommend the service to anyone. No hassle control it’s what you need in 2024. Reviewed on: 9th June 2024

I have been using PayPal credit for three years now...

5
I have been using PayPal credit for three years now and never had a problem. Reviewed on: 9th June 2024

Always chose PayPal when it’s available.

5
Always chose PayPal when it’s available. Quick & easy to use & protect my money Reviewed on: 9th June 2024

Since I have had PayPal it has been a godsend to get...

5
Since I have had PayPal it has been a godsend to getting items quickly Reviewed on: 9th June 2024

I’ve never had any problems dealing with paypal.

5
I’ve never had any problems dealing with paypal. Reviewed on: 9th June 2024

Easy way to pay with credit, love the pay in three f...

4
Easy way to pay with credit, love the pay in three feature. Reviewed on: 9th June 2024

Great service

5
Very user friendly & really worked well for me Reviewed on: 9th June 2024

Pay pal 4 months 0% - paid off in 4 months and didn’...

5
Pay pal 4 months 0% - paid off in 4 months and didn’t pay a penny more. No other issues Reviewed on: 9th June 2024

PayPal credit is a useful tool

5
PayPal credit is a useful tool ; the 4 months interest free period is what you want helping not to get in debt nor to do big financial effort in one go Reviewed on: 9th June 2024

Very helpful tool for online usage.

5
Very helpful tool for online usage. Reviewed on: 9th June 2024

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Help others make smarter decisions by sharing your own experience. Write a review