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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 62,833 reviews, last reviewed 14th Apr 2026
1107800% increase in 5 star reviews
in the past 90 days
3600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I always use PayPal where I can. I always use PayPal where I can. It's the same safety net as a credit card. They always protect you when you make a purchase. I feel much safer paying... Read more Reviewed on: 14th April 2026
Mo's avatar
Mo

Latest lowest rating:

1

Staff dealing with claims not properly trained, proc... Staff dealing with claims not properly trained, process is also questionable lacking necessary steps to resolve fairly and in a timely manner. Reviewed on: 14th April 2026
Laura I's avatar
Laura I
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (62833)

Easy to pay and accepted by many retailers

5
Easy to pay and accepted by many retailers Reviewed on: 9th June 2024
Sandeep D's avatar
Sandeep D

Very straightforward process.

5
Very straightforward process. Everything is really easy and it's a good way to make bigger purchases. Reviewed on: 9th June 2024
Faith B's avatar
Faith B

Convenient way to pay online for larger purchases

5
Convenient way to pay online for larger purchases Reviewed on: 9th June 2024
LisaE's avatar
LisaE

Excellent

5
Never had an issue with PayPal, quick and easy to use Reviewed on: 9th June 2024
Sarah A's avatar
Sarah A

Best of Best

5
Great, lovely and nice with pack of experience Reviewed on: 9th June 2024
Alowonle Samson 's avatar
Alowonle Samson

I love PayPal credit

5
I use PayPal credit all the time, I've never had a problem and never missed a payment. PayPal are great with communication and reminders, they make the whole process simple and affordable. Reviewed on: 9th June 2024
Sarah H's avatar
Sarah H

Generous credit terms

5
Favorable credit terms are offered, with purchases exceeding £100 granted a 4-month interest-free period. Additionally, I appreciate the regular credit limit reviews. Reviewed on: 9th June 2024
Olga H's avatar
Olga H

Excellent service

5
Excellent service highly recommended Reviewed on: 9th June 2024
Helen J's avatar
Helen J

Easy to use and pay.

5
Easy to use and pay. Secure transactions when paying and good way of paying the money back. Reviewed on: 9th June 2024
Lesley C's avatar
Lesley C

I love PayPal because it’s safe and reliable.

5
I love PayPal because it’s safe and reliable. Very easy to use fast checkouts and used by loads of retailers. Affordable pay back options too. I have been a customer for a long time and think it beats the other leading providers hands down - only thing it doesn’t have (to my knowledge) is an option to spend paypal credit balance in stores. none the less I will be a customer forever :) Reviewed on: 9th June 2024
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HeleH

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