Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 62,630 reviews, last reviewed 13th Apr 2026
1089900% increase in 5 star reviews
in the past 90 days
3500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent options to finance purchases and great cus... Excellent options to finance purchases and great customer services. Especially like the pay in 3 interest free payment option. On every occasion when ... Read more Reviewed on: 13th April 2026
Stuart M's avatar
Stuart M

Latest lowest rating:

2

I had bad experiences with customer services I had bad experiences with customer services Reviewed on: 13th April 2026
Mohammed H's avatar
Mohammed H
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (62630)

Easy to use and track, no problems so far shame abo...

5
Easy to use and track, no problems so far shame about the interst rates, good for beginners trying to build credit rating Reviewed on: 9th June 2024
Philip 's avatar
Philip

Brilliant service

5
Excellent service, amazing online secured transactions carried out whenever needed. Reviewed on: 9th June 2024
Harry manzi's avatar
Harry manzi

Payal credit let me pay for items when i need...

5
Payal credit let me pay for items when i need too Reviewed on: 9th June 2024
David w's avatar
David w

Fantastic experience will always chose PayPal first

5
Fantastic experience will always chose PayPal first Reviewed on: 9th June 2024
Terry j's avatar
Terry j

I have used paypal for a very long time, i trust the...

5
I have used paypal for a very long time, i trust them as a brand and often use them for payment services. Reviewed on: 9th June 2024
Ethan's avatar
Ethan

Good experience

5
Overall I have great experience with my PayPal credit. I wish that the interest was lower so I don’t have to pay so much. But compared to other cards I have still is good. Reviewed on: 9th June 2024
H M 's avatar
H M

My experience has been nothing but good.

4
My experience has been nothing but good. Reviewed on: 9th June 2024
David b's avatar
David b

Quick, easy, comprehensive

5
Paypal credit is so quick, easy and international. Seamless payments, cleared instantly anywhere in the world. Reviewed on: 9th June 2024
Chris Kingham's avatar
Chris Kingham

PayPal is an incredibly easy way to pay

5
PayPal is an incredibly easy way to pay Reviewed on: 8th June 2024
Jamie R's avatar
Jamie R

Good customer service support, and helpful fraud pre...

5
Good customer service support, and helpful fraud prevention Reviewed on: 8th June 2024
Jake's avatar
Jake

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill