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PayPal: PayPal Credit reviews

4.73
Based on 181,001 reviews, last reviewed 22nd Jul 2026
207% increase in 5 star reviews
in the past 90 days
257% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPalplus is amazing Ease of use and the PayPal+ really makes it worth having. It’s paid for a good few small purchases of eBay and feel like am getting something back. Reviewed on: 22nd July 2026
David 's avatar
David

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026
Helder F's avatar
Helder F

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181001)

PayPal is easy to use and have several payment options.

5
PayPal is easy to use and have several payment options. It’s also easy to keep track of your transactions using the app Reviewed on: 17th June 2026

The future of banking in your pocket!

5
The future of banking in your pocket! I love it! Thanks PayPal! You definitely are a pal! Reviewed on: 17th June 2026

i have been using paypal for many years and can not...

5
i have been using paypal for many years and can not recommend enough .A+ Reviewed on: 17th June 2026

Very easy to use and excellent for convenience and f...

5
Very easy to use and excellent for convenience and feel safe using it Reviewed on: 17th June 2026

Never had a issue with PayPal at the moment but it’s...

5
Never had a issue with PayPal at the moment but it’s very easy to use and explains and helps when needed Reviewed on: 17th June 2026

PayPal - Making finances manageable

5
I’ve had my PayPal account for many years now. I just love how it’s available on sites during checkout. It makes life so much easier when I can use PayPal to use services like pay in 3 or Paypal credit to spread the cost to make finances manageable. It’s so easy to use as well and navigate on the app. Reviewed on: 17th June 2026

PayPal has always been very helpful when I have had...

5
PayPal has always been very helpful when I have had issues, the customer service is impeccable and gives me confidence that when something has gone wrong ( no fault of theirs) they have done their best to help me and protect my funds Reviewed on: 17th June 2026

Paypal is simple the best, better than all the rest

5
When I want to buy something and short on money paypal is my saviour. No hassle, just straight forward. Best way to go Reviewed on: 17th June 2026

Paypal credit really helped me at important times li...

5
Paypal credit really helped me at important times like christmas! Reviewed on: 17th June 2026

Happy customer for years, faultness process!

5
Happy customer for years, faultness process! Reviewed on: 17th June 2026

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