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PayPal: PayPal Credit reviews

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4.90
Based on 61,882 reviews, last reviewed 13th Apr 2026
1019900% increase in 5 star reviews
in the past 90 days
3500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Shopping with Paypal makes me feel safe I only shop where websites uses paypal I feel safer and also enjoy using paypal credit Reviewed on: 13th April 2026
Rim 's avatar
Rim

Latest lowest rating:

1

I had to do all the work you were not there for me y... I had to do all the work you were not there for me yet you could see what happened .They were a scam company and you even had review from others who h... Read more Reviewed on: 13th April 2026
Frank B's avatar
Frank B
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (61882)

It's helpful when I'm buying bigger purchases especi...

4
It's helpful when I'm buying bigger purchases especially when I can use a promotional offer and not pay any interest for the first 3 or 4 months or when I can split it into 12 payments interest free over a year Reviewed on: 8th June 2024
Hannah C's avatar
Hannah C

They offer a great service.

5
They offer a great service. The best part is the no interest for 4 months on purchases of high value. Reviewed on: 8th June 2024
Shell's avatar
Shell

The best

5
It's really helpful a lot. And it's very affordable. The best! I can use it from shopping and on holidays. Reviewed on: 8th June 2024
Jesusa G Perkins's avatar
Jesusa G Perkins

Never had any problems, very quick customer service...

5
Never had any problems, very quick customer service to respond to any issues Reviewed on: 8th June 2024
Maz's avatar
Maz

Pp worrier

5
Very good customer service will always tell family to try them Reviewed on: 8th June 2024
Gill C's avatar
Gill C

Greate service, low interest, very good customer ser...

5
Greate service, low interest, very good customer service Reviewed on: 8th June 2024
B Morgan's avatar
B Morgan

Easy to use - very helpful app that can do everythin...

5
Easy to use - very helpful app that can do everything I need Reviewed on: 8th June 2024
David B's avatar
David B

Convenient but Costly: A Review of PayPal Credit

5
PayPal Credit offers a convenient and flexible way to manage purchases, especially for larger expenses. The seamless integration with PayPal makes it easy to use, and the promotional financing options are a great benefit. However, the interest rates can be high if the balance is not paid off within the promotional period. Clearer communication on terms and conditions would enhance user experience. Overall, it’s a useful tool for those who use PayPal frequently and manage their finances carefully. Reviewed on: 8th June 2024
Alice W's avatar
Alice W

My favourite app for any payment easy simple and tru...

5
My favourite app for any payment easy simple and trusted Reviewed on: 8th June 2024
Uilyam f's avatar
Uilyam f

I love PayPal, very helpful and easy to us

5
I love PayPal, very helpful and easy to us Reviewed on: 8th June 2024
Pawel W's avatar
Pawel W

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