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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180999 reviews)

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4.73

Based on 180,993 reviews, last reviewed 21st Jul 2026

213% increase in 5 star reviews

in the past 90 days

268% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Extremely satisfied! I find the pay in 4 really useful and when needed the staff has been extremely helpful Reviewed on: 21st July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180999)

Always helps to solve any problems.

Always helps to solve any problems. Reviewed on: 17th June 2026

PayPal credit is great

PayPal credit is great I can buy large items and pay it off with. I interest Reviewed on: 17th June 2026

Long term Paypal user.

With Paypal many years, trusted with my finances. Always retrieved scammed money back. I have Paypal credit which is great for monthly installments especially around Christmas. I use Pay in 3 to spread the cost on bigger purchases. Great for sending money to friends and family. English speaking call centres. Reviewed on: 17th June 2026

more than happy

Customer service always has a fast response & keep you upto date on account. Security, if I can’t use PayPal to purchase online I won’t but it. Pay in 3 is very handy Reviewed on: 17th June 2026

Great service

Paypal Credit has gotten me through at times I've been struggling financially. Sometimes I've needed things and just didn't have the funds to cover it. PayPal has been a much needed back up lately. It's easy to use and pay back. Reviewed on: 17th June 2026

Great thanks best credit ever for everyone

Great thanks best credit ever for everyone Reviewed on: 17th June 2026

Works for me!

I have paypal credit and also pay in 3, they are both great ways to help me budget larger bills, credit is really pay in 4 months where are pay in 3 is 3 months so higher costs go on my credit while smaller ones are on my pay in 3. Works for me! Reviewed on: 17th June 2026

Very slick, few clicks process.

Very slick, few clicks process and a straight forward easy to use interface Reviewed on: 17th June 2026

Good help when you need it in everything rateiler fl...

Good help when you need it in everything rateiler flying buying things Reviewed on: 17th June 2026

Paypal allows us to purchase items, without disclosi...

Paypal allows us to purchase items, without disclosing our extremely personal information. It feels safe and secure. Would always recommend it for peace of mind. Reviewed on: 17th June 2026

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