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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180998 reviews)

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4.73

Based on 180,993 reviews, last reviewed 21st Jul 2026

213% increase in 5 star reviews

in the past 90 days

268% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Extremely satisfied! I find the pay in 4 really useful and when needed the staff has been extremely helpful Reviewed on: 21st July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180998)

I have had a great experience using PayPal.

I have had a great experience using PayPal. Their service is reliable, secure, and very easy to use for both sending and receiving payments. Transactions are processed quickly, and the platform provides excellent buyer and seller protection, giving me peace of mind when making purchases online. What I appreciate most is the value for money. PayPal offers convenient features, strong security measures, and worldwide acceptance, making online payments simple and hassle-free. Their customer support has also been helpful whenever I needed assistance. Overall, PayPal is a trustworthy payment service that delivers excellent value and convenience. I would highly recommend it to anyone looking for a secure and efficient way to manage online transactions. Reviewed on: 17th June 2026

Smart, transparent and stress free

What I love most about PayPal Credit is the transparency. Managing my payments through the app is incredibly intuitive, and having that extra financial breathing room with zero interest for 4 months gives me total peace of mind. It feels less like a traditional credit line and more like a smart shopping assistant. Hands down the best retail finance provider out there. Reviewed on: 17th June 2026

Simple to use and good notifications

Never had an issue, the process for using and information on interest free elements are very clear with great notifications when periods are due to end. Reviewed on: 17th June 2026

Excellent and Easy-to-Use Payment Service

I’ve been using PayPal for my day-to-day transactions, and my experience has been extremely positive. The platform is very easy to use and makes sending and receiving money quick and hassle-free. I especially like the variety of payment options available, which gives me flexibility depending on my needs. Transactions are fast, and I feel confident using it because of its security features. Overall, PayPal has made managing payments much more convenient, and I would definitely recommend it based on my personal experience. Reviewed on: 17th June 2026

PayPal is useful

The payback credit card is very competitive also PayPal has an option to pay for things over four months interest free. Reviewed on: 17th June 2026

Easy automated access and service, could do with upd...

Easy automated access and service, could do with updating balances faster Reviewed on: 17th June 2026

First class credit option

Provides really flexible options across a range of products. has helped me on a number of occasions. Easy early repayment is particularly helpful Reviewed on: 17th June 2026

Fab that it can be used anywhere and great that you...

Fab that it can be used anywhere and great that you can spread the cost on bigger purchases Reviewed on: 17th June 2026

Spending money abroad is instant and hassle free

Spending money abroad is instant and hassle free Reviewed on: 17th June 2026

always use PayPal credit its a great way to buy the...

always use PayPal credit its a great way to buy the things you want without having to pay it all at once...its great Reviewed on: 17th June 2026

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