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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180996 reviews)

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4.73

Based on 180,993 reviews, last reviewed 21st Jul 2026

213% increase in 5 star reviews

in the past 90 days

268% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Extremely satisfied! I find the pay in 4 really useful and when needed the staff has been extremely helpful Reviewed on: 21st July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180996)

Very easy to use a great feature

Very easy to use simple and makes booking that trip or paying for that large expense more in reach as it’s more manageable Reviewed on: 17th June 2026

PayPal offers peace of mind with buyer protection, h...

PayPal offers peace of mind with buyer protection, helps manage my cash flow with pay in 3 and provides a way to quickly and securely check out. What’s not to like. Reviewed on: 17th June 2026

I love PayPal credit, easy to use, I regularly use t...

I love PayPal credit, easy to use, I regularly use the pay in 3 option, usually to buy my horse stuff that I can't usually afford in one lump sum. Reviewed on: 17th June 2026

Good service

I have no problem with PayPal at all Reviewed on: 17th June 2026

I have used Paypal for a number of years including...

I have used Paypal for a number of years including the pay in 3 for large household items, always had great service Reviewed on: 17th June 2026

Easy to use.

Easy to use. Available with a wide variety of venbdors Reviewed on: 17th June 2026

Great way to purchase online

I have been using PayPal for a decade with no issues. It makes purchasing online safer and easier Reviewed on: 17th June 2026

Flexible

I have always used PayPal for over 3 years. Spreading the cost over months is really helpful. Reviewed on: 17th June 2026

Easgly to understand and use.

Easy to understand and use. Pay back is clear and often a better rate than using any other provided. Accepted by most places as well. Reviewed on: 17th June 2026

Used to be better

Declining standards. Such a shame for something that used to be so good. Reviewed on: 17th June 2026

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