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PayPal: PayPal Credit reviews

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4.90
Based on 60,619 reviews, last reviewed 13th Apr 2026
902300% increase in 5 star reviews
in the past 90 days
3300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good. Very good, very good for me no concerns Reviewed on: 13th April 2026
Sawodatou J's avatar
Sawodatou J

Latest lowest rating:

1

PayPal Direct Debit plan has been terrible. Terrible product and poor App. Direct debits are unable to offer bespoke payment dates as per the customers financial schedule. DD Payment dates are n... Read more Reviewed on: 13th April 2026
HP's avatar
HP
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (60619)

Instant credit easily accessible & easy to understand

5
Instant credit easily accessible & easy to understand Reviewed on: 6th June 2024
Malcolm T's avatar
Malcolm T

Great for taking eBay purchase over 4 months interes...

5
Great for taking eBay purchase over 4 months interest free when you need too without missing out on the auction. Reviewed on: 6th June 2024
Riki's avatar
Riki

Great services, always sorted out my issues.

5
Great services, always sorted out my issues. Reviewed on: 6th June 2024
Ionela N's avatar
Ionela N

Very good but small areas where they can improve

4
PayPal have very good customer service and offer a really smooth clean service. My only issue with them so far is that they only send one notification regarding credit repayment due dates a few days away from the occasion. They should probably send another right before. Reviewed on: 6th June 2024
Sam's avatar
Sam

I have great experience using PayPal for my purchase...

5
I have great experience using PayPal for my purchases and the layers of protection that comes with it. Using PayPal credit help me to go extra mile. Paying on instalment, make it easier for me to buy what I need . I love the platform and the services they deliver. Reviewed on: 6th June 2024
Bencollins 's avatar
Bencollins

Love PayPal makes birthday and Christmas affordable

5
Love PayPal makes birthday and Christmas affordable Reviewed on: 6th June 2024
Lou's avatar
Lou

Always been great, easy to use and convenient.

5
Always been great, easy to use and convenient. Reviewed on: 6th June 2024
David T's avatar
David T

Paypal credit enables to buy what I want, and to pay...

5
Paypal credit enables to buy what I want, and to pay for them when it is most ideal. Reviewed on: 6th June 2024
Turismo S's avatar
Turismo S

Never had a problem with any aspect of PayPal from p...

5
Never had a problem with any aspect of PayPal from paying to receiving and even getting refunds brilliant service throughout thank you Reviewed on: 6th June 2024
Amanda G's avatar
Amanda G

Easy to set up and use.

5
Easy to set up and use, this is my go to for small amounts of credit when needed and offered from numerous suppliers. Reviewed on: 6th June 2024
Davec's avatar
Davec

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